IBLC vs IVV

IBLC vs IVV

Which is better, IBLC or IVV?

Multi Alternative against Large Cap Blend.

IVV has a lower expense ratio. IBLC led over 3Y and the full window, IVV over 1Y. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 66.4%.

Lower Fees: IVVHigher Returns: splitLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBLCIVV
Expense Ratio0.47%0.03%Best
AUM$82M$876.4B
Dividend Yield5.58%1.06%
Holdings52508
YTD Return+4.82%+11.57%Best
1Y Return+1.02%+17.57%Best
3Y Return (annualized)+42.58%Best+20.71%
5Y Return (annualized)-+12.80%
Volatility (annualized)66.6%15.2%Best
Max Drawdown-62.5%-18.8%Best
$10,000 over 4.4 years$21,786Best$19,375
Top 10 Weight66.4%37.9%Best
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionApr 25, 2022May 15, 2000

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Apr 27, 2022 to Sep 10, 2026 (4.4 years).

IBLC vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.

IBLC vs IVV Performance

iShares Blockchain and Tech ETF (IBLC) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBLC returned +1.02% while IVV returned +17.57%. Year to date, IBLC is up 4.82% versus a gain of 11.57% for IVV.

Over three years, IBLC compounded at +42.58% per year against +20.71% for IVV. Across the full 4-year window we track, IBLC has the edge at +19.36% annualized vs +16.22%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IBLC has been the more volatile fund, with annualized monthly volatility of 66.6% compared with 15.2% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.5% for IBLC and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IBLC charges 0.47% per year while IVV charges 0.03%. On a $10,000 position that is $47 vs $3 annually, a gap of $44 per year that compounds over a long holding period. On income, IBLC currently yields 5.58% against 1.06% for IVV.

Holdings Overlap

IBLC already in IVV36.3%
IVV already in IBLC10.7%

36.3% of IBLC's money is in holdings IVV also owns. 10.7% of IVV's money is in holdings IBLC also owns.

The two portfolios partly overlap.

9 positions in common, counted across the 41 positions we hold weights for in IBLC and 505 in IVV, against full books of 52 and 508.

What only one of them owns

Our book lists 486 positions for IVV that do not appear in our book for IBLC (88.7% of the fund), and 21 for IBLC that do not appear in IVV (45.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IBLCWeight in IVVDifference
COINCoinbase Global, Inc.15.80%0.05%15.75%
NVDANvidia Corp.4.59%7.98%3.39%
MAMastercard Inc5.12%0.69%4.43%
AMDAdvanced Micro Devices Inc.4.31%1.18%3.13%
IBMInternational Business Machines Corp.3.50%0.33%3.17%
HOODRobinhood Markets Inc - A1.33%0.11%1.22%
PYPLPaypal Holdings Inc0.77%0.08%0.69%
SQBlock, Inc0.71%0.07%0.64%
XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares0.16%0.18%0.02%

36.3% of IBLC is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IBLCIVV

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Frequently Asked Questions

Which is cheaper, IBLC or IVV?

IBLC has an expense ratio of 0.47% while IVV charges 0.03%. IVV is the cheaper option, by $44 a year on a $10,000 investment.

Which performed better, IBLC or IVV?

Over the past year IBLC returned +1.02% vs +17.57% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IBLC annualized +19.36% vs +16.22% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBLC or IVV?

IBLC has been the more volatile fund at 66.6% annualized versus 15.2% for IVV. Worst drawdown: IBLC -62.5% vs IVV -18.8%.

Should I hold both IBLC and IVV?

IBLC and IVV have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IBLC and IVV?

36.3% of IBLC's money is in holdings IVV also owns. 10.7% of IVV's is in holdings IBLC also owns. They hold 9 positions in common, counted across the 41 positions we hold weights for in IBLC and 505 in IVV.

Which pays a higher dividend, IBLC or IVV?

IBLC yields 5.58% while IVV yields 1.06%, so IBLC currently pays the higher dividend yield.

Is IVV better than IBLC?

IVV has a lower expense ratio. IBLC led over 3Y and the full window, IVV over 1Y. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 66.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.