IBLC vs VXUS

IBLC vs VXUS

Which is better, IBLC or VXUS?

Multi Alternative against Large Cap Blend.

VXUS has a lower expense ratio. IBLC led over 3Y and the full window, VXUS over 1Y.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBLCVXUS
Expense Ratio0.47%0.05%Best
AUM$83M$158.1B
Dividend Yield5.71%2.59%
Holdings528,747
YTD Return+9.25%+15.57%Best
1Y Return+15.41%+27.46%Best
3Y Return (annualized)+42.59%Best+20.30%
5Y Return (annualized)-+8.96%
Volatility (annualized)66.6%15.1%Best
Max Drawdown-62.5%-19.3%Best
$10,000 over 4.4 years$22,791Best$18,235
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionApr 25, 2022Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Apr 27, 2022 to Sep 3, 2026 (4.4 years).

IBLC vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.

IBLC vs VXUS Performance

iShares Blockchain and Tech ETF (IBLC) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IBLC returned +15.41% while VXUS returned +27.46%. Year to date, IBLC is up 9.25% versus a gain of 15.57% for VXUS.

Over three years, IBLC compounded at +42.59% per year against +20.30% for VXUS. Across the full 4-year window we track, IBLC has the edge at +20.59% annualized vs +14.63%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IBLC has been the more volatile fund, with annualized monthly volatility of 66.6% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.5% for IBLC and -19.3% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IBLC charges 0.47% per year while VXUS charges 0.05%. On a $10,000 position that is $47 vs $5 annually, a gap of $42 per year that compounds over a long holding period. On income, IBLC currently yields 5.71% against 2.59% for VXUS.

Holdings Overlap

IBLC already in VXUS2.9%

At least 2.9% of IBLC's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 87.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

IBLC and VXUS share little of their money.

3 positions in common, counted across the 42 positions we hold weights for in IBLC and 8,094 in VXUS, against full books of 52 and 8,747.

Top Shared Holdings

StockWeight in IBLCWeight in VXUSDifference
IFX:FFInfineon Technologies AG Infineon Technologies Agnamens Aktien O N1.58%0.27%1.31%
601318:SHPing An Insurance (Group) Company Of China Ltd1.22%0.01%1.21%
CANCanaan Inc0.08%0.00%0.08%

You are not choosing between two funds in isolation.

Whichever of IBLC and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBLCVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBLC or VXUS?

IBLC has an expense ratio of 0.47% while VXUS charges 0.05%. VXUS is the cheaper option, by $42 a year on a $10,000 investment.

Which performed better, IBLC or VXUS?

Over the past year IBLC returned +15.41% vs +27.46% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), IBLC annualized +20.59% vs +14.63% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBLC or VXUS?

IBLC has been the more volatile fund at 66.6% annualized versus 15.1% for VXUS. Worst drawdown: IBLC -62.5% vs VXUS -19.3%.

Should I hold both IBLC and VXUS?

IBLC and VXUS have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IBLC and VXUS?

At least 2.9% of IBLC's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 42 positions we hold weights for in IBLC and 8,094 in VXUS.

Which pays a higher dividend, IBLC or VXUS?

IBLC yields 5.71% while VXUS yields 2.59%, so IBLC currently pays the higher dividend yield.

Is VXUS better than IBLC?

VXUS has a lower expense ratio. IBLC led over 3Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.