IBMR vs IVV

IBMR vs IVV

Which is better, IBMR or IVV?

Intermediate Term Bond against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBMRIVV
Expense Ratio0.18%0.03%Best
AUM$480M$876.4B
Dividend Yield2.53%1.06%
Holdings1,805508
YTD Return-1.87%+12.39%Best
1Y Return-1.87%+16.61%Best
3Y Return (annualized)+2.82%+21.38%Best
5Y Return (annualized)-+13.51%
Volatility (annualized)4.3%Best12.8%
Max Drawdown-10.6%Best-18.8%
$10,000 over 3.4 years$9,966$19,520Best
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
StyleIntermediate Term BondLarge Cap Blend
InceptionMay 9, 2023May 15, 2000

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 11, 2023 to Sep 18, 2026 (3.4 years).

IBMR vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.

IBMR vs IVV Performance

iShares iBonds Dec 2029 Term Muni Bond ETF (IBMR) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBMR returned -1.87% while IVV returned +16.61%. Year to date, IBMR is down 1.87% versus a gain of 12.39% for IVV.

Over three years, IBMR compounded at +2.82% per year against +21.38% for IVV.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 4.3% for IBMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.6% for IBMR and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IBMR charges 0.18% per year while IVV charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IBMR currently yields 2.53% against 1.06% for IVV.

Holdings Overlap

We hold position weights for 322 holdings in IBMR and 490 in IVV, totalling 23.9% and 99.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 322 positions we hold weights for in IBMR and 490 in IVV, against full books of 1,805 and 508.

You are not choosing between two funds in isolation.

Whichever of IBMR and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBMRIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBMR or IVV?

IBMR has an expense ratio of 0.18% while IVV charges 0.03%. IVV is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, IBMR or IVV?

Over the past year IBMR returned -1.87% vs +16.61% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBMR or IVV?

IVV has been the more volatile fund at 12.8% annualized versus 4.3% for IBMR. Worst drawdown: IBMR -10.6% vs IVV -18.8%.

Should I hold both IBMR and IVV?

IBMR and IVV have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IBMR or IVV?

IBMR yields 2.53% while IVV yields 1.06%, so IBMR currently pays the higher dividend yield.

Is IVV better than IBMR?

IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.