IBMR vs VOO
iShares iBonds Dec 2029 Term Muni Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IBMR | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $466M | $979.0B | |
| Dividend Yield | 2.55% | 1.09% | |
| Holdings | 1,720 | 509 | |
| YTD Return | -0.65% | +13.72% | |
| 1Y Return | +0.26% | +21.63% | |
| 3Y Return (annualized) | +2.87% | +21.55% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 4.3% | 14.1% | |
| Max Drawdown | -10.6% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 9, 2023 | Sep 7, 2010 |
IBMR vs VOO Performance
iShares iBonds Dec 2029 Term Muni Bond ETF (IBMR) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBMR returned +0.26% while VOO returned +21.63%. Year to date, IBMR is down 0.65% versus a gain of 13.72% for VOO.
Over three years, IBMR compounded at +2.87% per year against +21.55% for VOO. Across the full 3-year window we track, VOO has the edge at +13.56% annualized vs +0.27%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.3% for IBMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.6% for IBMR and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBMR charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IBMR currently yields 2.55% against 1.09% for VOO.
Holdings Overlap
IBMR and VOO share 0 holdings out of 847 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBMR or VOO?
IBMR has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, IBMR or VOO?
Over the past year IBMR returned +0.26% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), IBMR annualized +0.27% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, IBMR or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 4.3% for IBMR. Worst drawdown: IBMR -10.6% vs VOO -34.3%.
Should I hold both IBMR and VOO?
IBMR and VOO have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBMR and VOO?
IBMR and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 847 unique securities.
Which pays a higher dividend, IBMR or VOO?
IBMR yields 2.55% while VOO yields 1.09%, so IBMR currently pays the higher dividend yield.
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