IBMR vs VYM
iShares iBonds Dec 2029 Term Muni Bond ETF vs Vanguard High Dividend Yield ETF
Which is better, IBMR or VYM?
Intermediate Term Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBMR | VYM |
|---|---|---|
| Expense Ratio | 0.18% | 0.04%Best |
| AUM | $480M | $81.6B |
| Dividend Yield | 2.53% | 2.22% |
| Holdings | 1,805 | 613 |
| YTD Return | -2.63% | +9.71%Best |
| 1Y Return | -2.59% | +13.77%Best |
| 3Y Return (annualized) | +2.96% | +17.30%Best |
| 5Y Return (annualized) | - | +11.45% |
| Volatility (annualized) | 4.4%Best | 11.3% |
| Max Drawdown | -10.6%Best | -14.5% |
| $10,000 over 3.4 years | $9,888 | $16,724Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Intermediate Term Bond | Large Cap Value |
| Inception | May 9, 2023 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 11, 2023 to Sep 24, 2026 (3.4 years).
IBMR vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
IBMR vs VYM Performance
iShares iBonds Dec 2029 Term Muni Bond ETF (IBMR) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IBMR returned -2.59% while VYM returned +13.77%. Year to date, IBMR is down 2.63% versus a gain of 9.71% for VYM.
Over three years, IBMR compounded at +2.96% per year against +17.30% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 11.3% compared with 4.4% for IBMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.6% for IBMR and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBMR charges 0.18% per year while VYM charges 0.04%. On a $10,000 position that is $18 vs $4 annually, a gap of $14 per year that compounds over a long holding period. On income, IBMR currently yields 2.53% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 322 holdings in IBMR and 557 in VYM, totalling 23.9% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 322 positions we hold weights for in IBMR and 557 in VYM, against full books of 1,805 and 613.
You are not choosing between two funds in isolation.
Whichever of IBMR and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBMR or VYM?
IBMR has an expense ratio of 0.18% while VYM charges 0.04%. VYM is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, IBMR or VYM?
Over the past year IBMR returned -2.59% vs +13.77% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBMR or VYM?
VYM has been the more volatile fund at 11.3% annualized versus 4.4% for IBMR. Worst drawdown: IBMR -10.6% vs VYM -14.5%.
Should I hold both IBMR and VYM?
IBMR and VYM have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBMR or VYM?
IBMR yields 2.53% while VYM yields 2.22%, so IBMR currently pays the higher dividend yield.
Is VYM better than IBMR?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.