IBMR vs QQQ
iShares iBonds Dec 2029 Term Muni Bond ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ delivered stronger 1-year returns. IBMR offers more diversification with 1,805 holdings.
Side-by-Side Comparison
| Metric | IBMR | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.18% | |
| AUM | $473M | $496.3B | |
| Dividend Yield | 2.55% | 0.44% | |
| Holdings | 1,805 | 108 | |
| YTD Return | -0.75% | +16.64% | |
| 1Y Return | +0.24% | +27.27% | |
| 3Y Return (annualized) | +3.05% | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | 4.3% | 30.6% | |
| Max Drawdown | -10.6% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 9, 2023 | Mar 10, 1999 |
IBMR vs QQQ Performance
iShares iBonds Dec 2029 Term Muni Bond ETF (IBMR) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBMR returned +0.24% while QQQ returned +27.27%. Year to date, IBMR is down 0.75% versus a gain of 16.64% for QQQ.
Over three years, IBMR compounded at +3.05% per year against +25.96% for QQQ. Across the full 3-year window we track, QQQ has the edge at +13.03% annualized vs +0.24%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 4.3% for IBMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.6% for IBMR and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBMR charges 0.18% per year while QQQ charges 0.18%. On a $10,000 position that is $18 vs $18 annually. On income, IBMR currently yields 2.55% against 0.44% for QQQ.
Holdings Overlap
IBMR and QQQ share 0 holdings out of 426 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBMR or QQQ?
IBMR has an expense ratio of 0.18% while QQQ charges 0.18%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, IBMR or QQQ?
Over the past year IBMR returned +0.24% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), IBMR annualized +0.24% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, IBMR or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 4.3% for IBMR. Worst drawdown: IBMR -10.6% vs QQQ -83.0%.
Should I hold both IBMR and QQQ?
IBMR and QQQ have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBMR and QQQ?
IBMR and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 426 unique securities.
Which pays a higher dividend, IBMR or QQQ?
IBMR yields 2.55% while QQQ yields 0.44%, so IBMR currently pays the higher dividend yield.
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