ICPY vs SCHD
ICPY vs SCHD
International Insider + Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. ICPY delivered stronger 1-year returns. ICPY offers more diversification with 117 holdings.
Side-by-Side Comparison
| Metric | ICPY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.80% | 0.06% | |
| AUM | $73M | $103.7B | |
| Dividend Yield | 4.07% | 3.31% | |
| Holdings | 152 | 104 | |
| YTD Return | +20.55% | +24.26% | |
| 1Y Return | +38.37% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -8.9% | -33.4% | |
| Fund Family | Tweedy Browne Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 10, 2025 | Oct 20, 2011 |
ICPY vs SCHD Performance
International Insider + Value ETF (ICPY) is a ETF from Tweedy Browne Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ICPY returned +38.37% while SCHD returned +31.38%. Year to date, ICPY is up 20.55% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -8.9% for ICPY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
ICPY charges 0.80% per year while SCHD charges 0.06%. On a $10,000 position that is $80 vs $6 annually, a gap of $74 per year that compounds over a long holding period. On income, ICPY currently yields 4.07% against 3.31% for SCHD.
Holdings Overlap
ICPY and SCHD share 0 holdings out of 217 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ICPY or SCHD?
ICPY has an expense ratio of 0.80% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, ICPY or SCHD?
Over the past year ICPY returned +38.37% vs +31.38% for SCHD, so ICPY leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between ICPY and SCHD?
ICPY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 217 unique securities.
Which pays a higher dividend, ICPY or SCHD?
ICPY yields 4.07% while SCHD yields 3.31%, so ICPY currently pays the higher dividend yield.
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