ICPY vs VTI
International Insider + Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ICPY or VTI?
ICPY has been ahead.
VTI has a lower expense ratio. ICPY led over 1Y and the full window. ICPY is less concentrated, with 15.1% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ICPY | VTI |
|---|---|---|
| Expense Ratio | 0.80% | 0.03%Best |
| AUM | $80M | $666.9B |
| Dividend Yield | 3.71% | 1.03% |
| Holdings | 154 | 3,543 |
| YTD Return | +20.04%Best | +13.60% |
| 1Y Return | +38.20%Best | +18.17% |
| 3Y Return (annualized) | - | +23.04% |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 13.7% | 12.9%Best |
| Max Drawdown | -8.9%Tie | -8.9%Tie |
| $10,000 over 1 years | $13,607Best | $11,857 |
| Top 10 Weight | 15.1%Best | 33.3% |
| Fund Family | Tweedy Browne Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 10, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 10, 2025 to Sep 25, 2026 (1 years).
ICPY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
ICPY vs VTI Performance
International Insider + Value ETF (ICPY) is an ETF from Tweedy Browne Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ICPY returned +38.20% while VTI returned +18.17%. Year to date, ICPY is up 20.04% versus a gain of 13.60% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ICPY has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for ICPY and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.29. They move largely independently of each other.
Fees and Cost Over Time
ICPY charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, ICPY currently yields 3.71% against 1.03% for VTI.
Holdings Overlap
1.4% of ICPY's money is in holdings VTI also owns.
ICPY and VTI share little of their money.
2 positions in common, counted across the 108 positions we hold weights for in ICPY and 3,463 in VTI, against full books of 154 and 3,543.
What only one of them owns
Our book lists 1,148 positions for VTI that do not appear in our book for ICPY (97.4% of the fund), and 0 for ICPY that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ICPY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ICPY or VTI?
ICPY has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option, by $77 a year on a $10,000 investment.
Which performed better, ICPY or VTI?
Over the past year ICPY returned +38.20% vs +18.17% for VTI, so ICPY leads on 1-year performance. Over the longest common window we track (1 years), ICPY annualized +36.07% vs +18.57% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ICPY or VTI?
ICPY has been the more volatile fund at 13.7% annualized versus 12.9% for VTI. Worst drawdown: ICPY -8.9% vs VTI -8.9%.
Should I hold both ICPY and VTI?
ICPY and VTI have a monthly-return correlation of 0.29, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ICPY and VTI?
1.4% of ICPY's money is in holdings VTI also owns. 0.0% of VTI's is in holdings ICPY also owns. They hold 2 positions in common, counted across the 108 positions we hold weights for in ICPY and 3,463 in VTI.
Which pays a higher dividend, ICPY or VTI?
ICPY yields 3.71% while VTI yields 1.03%, so ICPY currently pays the higher dividend yield.
Is VTI better than ICPY?
VTI has a lower expense ratio. ICPY led over 1Y and the full window. ICPY is less concentrated, with 15.1% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.