Quick Verdict

SPY has a lower expense ratio. ICPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: ICPYMore Diversified: SPY

Side-by-Side Comparison

MetricICPYSPYWinner
Expense Ratio0.80%0.09%
AUM$73M$789.1B
Dividend Yield4.07%1.01%
Holdings152505
YTD Return+20.55%+13.79%
1Y Return+38.37%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)-15.3%
Max Drawdown-8.9%-56.5%
Fund FamilyTweedy Browne FundsState Street Investment Management
CategoryEquityEquity
InceptionSep 10, 2025Jan 22, 1993

ICPY vs SPY Performance

International Insider + Value ETF (ICPY) is a ETF from Tweedy Browne Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ICPY returned +38.37% while SPY returned +23.66%. Year to date, ICPY is up 20.55% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -8.9% for ICPY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ICPY charges 0.80% per year while SPY charges 0.09%. On a $10,000 position that is $80 vs $9 annually, a gap of $71 per year that compounds over a long holding period. On income, ICPY currently yields 4.07% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

ICPY and SPY share 1 holdings out of 619 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ICPYWeight in SPYDifference
LULU0.63%0.02%0.61%

Frequently Asked Questions

Which is cheaper, ICPY or SPY?

ICPY has an expense ratio of 0.80% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, ICPY or SPY?

Over the past year ICPY returned +38.37% vs +23.66% for SPY, so ICPY leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between ICPY and SPY?

ICPY and SPY share 1 common holdings with a 0.0% weight overlap. Combined, they hold 619 unique securities.

Which pays a higher dividend, ICPY or SPY?

ICPY yields 4.07% while SPY yields 1.01%, so ICPY currently pays the higher dividend yield.

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