IDVZ vs VTI
Polen International Dividend Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IDVZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $196M | $666.9B | |
| Dividend Yield | 3.36% | 1.07% | |
| Holdings | 44 | 3,543 | |
| YTD Return | +8.89% | +13.14% | |
| 1Y Return | +17.84% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 10.1% | 15.3% | |
| Max Drawdown | -11.0% | -56.6% | |
| Fund Family | TrueShares | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 26, 2024 | May 24, 2001 |
IDVZ vs VTI Performance
Polen International Dividend Income ETF (IDVZ) is a ETF from TrueShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IDVZ returned +17.84% while VTI returned +22.35%. Year to date, IDVZ is up 8.89% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.1% for IDVZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.0% for IDVZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IDVZ charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, IDVZ currently yields 3.36% against 1.07% for VTI.
Holdings Overlap
IDVZ and VTI share 0 holdings out of 2831 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IDVZ or VTI?
IDVZ has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, IDVZ or VTI?
Over the past year IDVZ returned +17.84% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), IDVZ annualized +24.48% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, IDVZ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 10.1% for IDVZ. Worst drawdown: IDVZ -11.0% vs VTI -56.6%.
Should I hold both IDVZ and VTI?
IDVZ and VTI have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDVZ and VTI?
IDVZ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2831 unique securities.
Which pays a higher dividend, IDVZ or VTI?
IDVZ yields 3.36% while VTI yields 1.07%, so IDVZ currently pays the higher dividend yield.
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