IDVZ vs SCHD
Polen International Dividend Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | IDVZ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $196M | $108.7B | |
| Dividend Yield | 3.36% | 3.13% | |
| Holdings | 44 | 104 | |
| YTD Return | +8.02% | +27.67% | |
| 1Y Return | +16.69% | +31.26% | |
| 3Y Return (annualized) | - | +16.66% | |
| 5Y Return (annualized) | - | +10.18% | |
| Volatility (annualized) | 10.2% | 13.6% | |
| Max Drawdown | -11.0% | -33.4% | |
| Fund Family | TrueShares | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 26, 2024 | Oct 20, 2011 |
IDVZ vs SCHD Performance
Polen International Dividend Income ETF (IDVZ) is a ETF from TrueShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDVZ returned +16.69% while SCHD returned +31.26%. Year to date, IDVZ is up 8.02% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.2% for IDVZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.0% for IDVZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IDVZ charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, IDVZ currently yields 3.36% against 3.13% for SCHD.
Holdings Overlap
IDVZ and SCHD share 0 holdings out of 144 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IDVZ or SCHD?
IDVZ has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, IDVZ or SCHD?
Over the past year IDVZ returned +16.69% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), IDVZ annualized +23.93% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDVZ or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.2% for IDVZ. Worst drawdown: IDVZ -11.0% vs SCHD -33.4%.
Should I hold both IDVZ and SCHD?
IDVZ and SCHD have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDVZ and SCHD?
IDVZ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 144 unique securities.
Which pays a higher dividend, IDVZ or SCHD?
IDVZ yields 3.36% while SCHD yields 3.13%, so IDVZ currently pays the higher dividend yield.
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