IFGL vs VTI
iShares International Developed Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IFGL or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IFGL is less concentrated, with 28.1% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IFGL | VTI |
|---|---|---|
| Expense Ratio | 0.48% | 0.03%Best |
| AUM | $80M | $666.9B |
| Dividend Yield | 4.17% | 1.03% |
| Holdings | 280 | 3,543 |
| YTD Return | -6.23% | +13.14%Best |
| 1Y Return | -4.51% | +16.63%Best |
| 3Y Return (annualized) | +7.14% | +22.30%Best |
| 5Y Return (annualized) | -3.19% | +12.01%Best |
| Volatility (annualized) | 19.7% | 16.1%Best |
| Max Drawdown | -71.3% | -55.3%Best |
| $10,000 over 5 years | $8,504 | $17,631Best |
| Top 10 Weight | 28.1%Best | 33.3% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Nov 12, 2007 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Nov 19, 2007 to Sep 23, 2026 (18.8 years).
IFGL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 18.8 years both funds cover.
IFGL vs VTI Performance
iShares International Developed Real Estate ETF (IFGL) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IFGL returned -4.51% while VTI returned +16.63%. Year to date, IFGL is down 6.23% versus a gain of 13.14% for VTI.
Over three years, IFGL compounded at +7.14% per year against +22.30% for VTI; over five years the annualized figures are -3.19% and +12.01% respectively. Across the full 19-year window we track, VTI has the edge at +9.71% annualized vs -3.28%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IFGL has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 16.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.3% for IFGL and -55.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IFGL charges 0.48% per year while VTI charges 0.03%. On a $10,000 position that is $48 vs $3 annually, a gap of $45 per year that compounds over a long holding period. On income, IFGL currently yields 4.17% against 1.03% for VTI.
Holdings Overlap
1.3% of IFGL's money is in holdings VTI also owns.
IFGL and VTI share little of their money.
2 positions in common, counted across the 256 positions we hold weights for in IFGL and 3,463 in VTI, against full books of 280 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for IFGL (97.5% of the fund), and 2 for IFGL that do not appear in VTI (0.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IFGL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IFGL or VTI?
IFGL has an expense ratio of 0.48% while VTI charges 0.03%. VTI is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, IFGL or VTI?
Over the past year IFGL returned -4.51% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), IFGL annualized -3.28% vs +9.71% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IFGL or VTI?
IFGL has been the more volatile fund at 19.7% annualized versus 16.1% for VTI. Worst drawdown: IFGL -71.3% vs VTI -55.3%.
Should I hold both IFGL and VTI?
IFGL and VTI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IFGL and VTI?
1.3% of IFGL's money is in holdings VTI also owns. 0.0% of VTI's is in holdings IFGL also owns. They hold 2 positions in common, counted across the 256 positions we hold weights for in IFGL and 3,463 in VTI.
Which pays a higher dividend, IFGL or VTI?
IFGL yields 4.17% while VTI yields 1.03%, so IFGL currently pays the higher dividend yield.
Is VTI better than IFGL?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IFGL is less concentrated, with 28.1% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.