IFLR vs SCHD
Innovator International Developed Managed Floor ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IFLR offers more diversification with 341 holdings.
Side-by-Side Comparison
| Metric | IFLR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.89% | 0.06% | |
| AUM | $93M | $108.7B | |
| Dividend Yield | 0.94% | 3.13% | |
| Holdings | 341 | 104 | |
| YTD Return | +7.12% | +26.50% | |
| 1Y Return | - | +31.25% | |
| 3Y Return (annualized) | - | +16.34% | |
| 5Y Return (annualized) | - | +10.10% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -9.6% | -33.4% | |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Nov 20, 2025 | Oct 20, 2011 |
IFLR vs SCHD Performance
Innovator International Developed Managed Floor ETF (IFLR) is a ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, IFLR is up 7.12% versus a gain of 26.50% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -9.6% for IFLR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IFLR charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period. On income, IFLR currently yields 0.94% against 3.13% for SCHD.
Holdings Overlap
IFLR and SCHD share 0 holdings out of 407 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IFLR or SCHD?
IFLR has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
What is the holdings overlap between IFLR and SCHD?
IFLR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 407 unique securities.
Which pays a higher dividend, IFLR or SCHD?
IFLR yields 0.94% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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