IJH vs VTI
iShares Core S&P Mid-Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IJH or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. IJH led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.94. IJH is less concentrated, with 7.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IJH | VTI |
|---|---|---|
| Expense Ratio | 0.05% | 0.03%Best |
| AUM | $121.6B | $690.1B |
| Dividend Yield | 1.18% | 1.03% |
| Holdings | 413 | 3,524 |
| YTD Return | +10.55% | +13.35%Best |
| 1Y Return | +13.37% | +15.92%Best |
| 3Y Return (annualized) | +16.27% | +23.41%Best |
| 5Y Return (annualized) | +8.04% | +12.83%Best |
| Volatility (annualized) | 17.5% | 15.3%Best |
| Max Drawdown | -56.1%Best | -56.6% |
| $10,000 over 5 years | $14,721 | $18,286Best |
| Top 10 Weight | 7.8%Best | 33.3% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | May 22, 2000 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 31, 2001 to Oct 2, 2026 (25.3 years).
IJH vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.3 years both funds cover.
IJH vs VTI Performance
iShares Core S&P Mid-Cap ETF (IJH) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IJH returned +13.37% while VTI returned +15.92%. Year to date, IJH is up 10.55% versus a gain of 13.35% for VTI.
Over three years, IJH compounded at +16.27% per year against +23.41% for VTI; over five years the annualized figures are +8.04% and +12.83% respectively. Across the full 25-year window we track, IJH has the edge at +8.32% annualized vs +8.06%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IJH has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.1% for IJH and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IJH charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, IJH currently yields 1.18% against 1.03% for VTI.
Holdings Overlap
98.0% of IJH's money is in holdings VTI also owns. 4.9% of VTI's money is in holdings IJH also owns.
Most of IJH is already inside VTI. Owning both mostly buys the same companies twice.
390 positions in common, counted across the 398 positions we hold weights for in IJH and 3,463 in VTI, against full books of 413 and 3,524.
What only one of them owns
Our book lists 805 positions for VTI that do not appear in our book for IJH (92.7% of the fund), and 4 for IJH that do not appear in VTI (0.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IJH | Weight in VTI | Difference |
|---|---|---|---|
| TWLOTwilio Inc. Class A | 0.98% | 0.04% | 0.94% |
| ILMNIllumina, Inc. | 0.89% | 0.04% | 0.85% |
| PSTGPure Storage Inc. Class A | 0.88% | 0.03% | 0.85% |
| 0RMV:LNTechnipfmc Plc Ordinary Shares | 0.86% | 0.04% | 0.82% |
| OKTAOkta Inc. | 0.79% | 0.03% | 0.76% |
| ATIAti Inc | 0.77% | 0.04% | 0.73% |
| NVT:IENvent Electric Plc Ordinary Shares | 0.74% | 0.03% | 0.71% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 0.64% | 0.03% | 0.61% |
| CRSCarpenter Technology Corpcommon Stock | 0.62% | 0.03% | 0.59% |
| ENTGEntegris Inc Common Stock Usd 0.01 | 0.61% | 0.03% | 0.58% |
98.0% of IJH is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IJH or VTI?
IJH has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, IJH or VTI?
Over the past year IJH returned +13.37% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IJH annualized +8.32% vs +8.06% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IJH or VTI?
IJH has been the more volatile fund at 17.5% annualized versus 15.3% for VTI. Worst drawdown: IJH -56.1% vs VTI -56.6%.
Should I hold both IJH and VTI?
IJH and VTI have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IJH and VTI?
98.0% of IJH's money is in holdings VTI also owns. 4.9% of VTI's is in holdings IJH also owns. They hold 390 positions in common, counted across the 398 positions we hold weights for in IJH and 3,463 in VTI.
Which pays a higher dividend, IJH or VTI?
IJH yields 1.18% while VTI yields 1.03%, so IJH currently pays the higher dividend yield.
Is VTI better than IJH?
VTI has a lower expense ratio. IJH led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.94. IJH is less concentrated, with 7.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.