IJH vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricIJHVYMWinner
Expense Ratio0.05%0.04%
AUM$123.1B$79.0B
Dividend Yield1.15%2.86%
Holdings413568
YTD Return+17.77%+16.78%
1Y Return+22.79%+24.43%
3Y Return (annualized)+15.09%+18.60%
5Y Return (annualized)+8.93%+12.30%
Volatility (annualized)17.7%14.6%
Max Drawdown-56.1%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 22, 2000Nov 10, 2006

IJH vs VYM Performance

iShares Core S&P Mid-Cap ETF (IJH) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IJH returned +22.79% while VYM returned +24.43%. Year to date, IJH is up 17.77% versus a gain of 16.78% for VYM.

Over three years, IJH compounded at +15.09% per year against +18.60% for VYM; over five years the annualized figures are +8.93% and +12.30% respectively. Across the full 20-year window we track, IJH has the edge at +8.84% annualized vs +7.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IJH has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.1% for IJH and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IJH charges 0.05% per year while VYM charges 0.04%. On a $10,000 position that is $5 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, IJH currently yields 1.15% against 2.86% for VYM.

Holdings Overlap

0.3%overlap

IJH and VYM share 11 holdings out of 575 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IJHWeight in VYMDifference
BWA0.37%0.05%0.32%
AFG0.27%0.04%0.23%
AMKR0.23%0.03%0.20%
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BKHProProPro
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ASBProProPro
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Frequently Asked Questions

Which is cheaper, IJH or VYM?

IJH has an expense ratio of 0.05% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, IJH or VYM?

Over the past year IJH returned +22.79% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), IJH annualized +8.84% vs +7.11% for VYM. Past performance does not guarantee future results.

Which is riskier, IJH or VYM?

IJH has been the more volatile fund at 17.7% annualized versus 14.6% for VYM. Worst drawdown: IJH -56.1% vs VYM -58.8%.

Should I hold both IJH and VYM?

IJH and VYM have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IJH and VYM?

IJH and VYM share 11 common holdings with a 0.3% weight overlap. Combined, they hold 575 unique securities.

Which pays a higher dividend, IJH or VYM?

IJH yields 1.15% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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