ILIT vs IVV

ILIT vs IVV

Which is better, ILIT or IVV?

Each has led over a different period.

IVV has a lower expense ratio. ILIT led over 1Y, IVV over 3Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 59.8%.

Lower Fees: IVVHigher Returns: splitLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricILITIVV
Expense Ratio0.47%0.03%Best
AUM$16M$886.7B
Dividend Yield2.35%1.10%
Holdings44508
YTD Return-7.93%+12.70%Best
1Y Return+39.18%Best+19.36%
3Y Return (annualized)-4.22%+21.16%Best
5Y Return (annualized)-+12.75%
Volatility (annualized)43.6%12.6%Best
Max Drawdown-72.1%-18.8%Best
$10,000 over 3.2 years$7,174$18,351Best
Top 10 Weight59.8%37.9%Best
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 21, 2023May 15, 2000

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 23, 2023 to Sep 8, 2026 (3.2 years).

ILIT vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.

ILIT vs IVV Performance

iShares Lithium Miners and Producers ETF (ILIT) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year ILIT returned +39.18% while IVV returned +19.36%. Year to date, ILIT is down 7.93% versus a gain of 12.70% for IVV.

Over three years, ILIT compounded at -4.22% per year against +21.16% for IVV.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ILIT has been the more volatile fund, with annualized monthly volatility of 43.6% compared with 12.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.1% for ILIT and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ILIT charges 0.47% per year while IVV charges 0.03%. On a $10,000 position that is $47 vs $3 annually, a gap of $44 per year that compounds over a long holding period. On income, ILIT currently yields 2.35% against 1.10% for IVV.

Holdings Overlap

ILIT already in IVV7.8%
IVV already in ILIT0.2%

7.8% of ILIT's money is in holdings IVV also owns. 0.2% of IVV's money is in holdings ILIT also owns.

ILIT and IVV share little of their money.

2 positions in common, counted across the 35 positions we hold weights for in ILIT and 504 in IVV, against full books of 44 and 508.

What only one of them owns

Our book lists 491 positions for IVV that do not appear in our book for ILIT (99.0% of the fund), and 1 for ILIT that do not appear in IVV (1.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ILITWeight in IVVDifference
ALBAlbemarle Corp.7.67%0.02%7.65%
XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares0.09%0.18%0.09%

You are not choosing between two funds in isolation.

Whichever of ILIT and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ILITIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ILIT or IVV?

ILIT has an expense ratio of 0.47% while IVV charges 0.03%. IVV is the cheaper option, by $44 a year on a $10,000 investment.

Which performed better, ILIT or IVV?

Over the past year ILIT returned +39.18% vs +19.36% for IVV, so ILIT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ILIT or IVV?

ILIT has been the more volatile fund at 43.6% annualized versus 12.6% for IVV. Worst drawdown: ILIT -72.1% vs IVV -18.8%.

Should I hold both ILIT and IVV?

ILIT and IVV have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between ILIT and IVV?

7.8% of ILIT's money is in holdings IVV also owns. 0.2% of IVV's is in holdings ILIT also owns. They hold 2 positions in common, counted across the 35 positions we hold weights for in ILIT and 504 in IVV.

Which pays a higher dividend, ILIT or IVV?

ILIT yields 2.35% while IVV yields 1.10%, so ILIT currently pays the higher dividend yield.

Is IVV better than ILIT?

IVV has a lower expense ratio. ILIT led over 1Y, IVV over 3Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 59.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.