ILIT vs VTI
iShares Lithium Miners and Producers ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ILIT or VTI?
Each has led over a different period.
VTI has a lower expense ratio. ILIT led over 1Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ILIT | VTI |
|---|---|---|
| Expense Ratio | 0.47% | 0.03%Best |
| AUM | $16M | $666.9B |
| Dividend Yield | 2.35% | 1.07% |
| Holdings | 44 | 3,543 |
| YTD Return | -6.95% | +13.59%Best |
| 1Y Return | +51.31%Best | +20.00% |
| 3Y Return (annualized) | -5.20% | +20.95%Best |
| 5Y Return (annualized) | - | +11.81% |
| Volatility (annualized) | 43.6% | 13.0%Best |
| Max Drawdown | -72.1% | -19.3%Best |
| $10,000 over 3.2 years | $7,240 | $18,375Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 21, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 23, 2023 to Sep 4, 2026 (3.2 years).
ILIT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
ILIT vs VTI Performance
iShares Lithium Miners and Producers ETF (ILIT) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ILIT returned +51.31% while VTI returned +20.00%. Year to date, ILIT is down 6.95% versus a gain of 13.59% for VTI.
Over three years, ILIT compounded at -5.20% per year against +20.95% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ILIT has been the more volatile fund, with annualized monthly volatility of 43.6% compared with 13.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -72.1% for ILIT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ILIT charges 0.47% per year while VTI charges 0.03%. On a $10,000 position that is $47 vs $3 annually, a gap of $44 per year that compounds over a long holding period. On income, ILIT currently yields 2.35% against 1.07% for VTI.
Holdings Overlap
At least 7.7% of ILIT's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
ILIT and VTI share little of their money.
1 positions in common, counted across the 35 positions we hold weights for in ILIT and 2,788 in VTI, against full books of 44 and 3,543.
Top Shared Holdings
| Stock | Weight in ILIT | Weight in VTI | Difference |
|---|---|---|---|
| ALBAlbemarle Corp. | 7.67% | 0.02% | 7.65% |
You are not choosing between two funds in isolation.
Whichever of ILIT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ILIT or VTI?
ILIT has an expense ratio of 0.47% while VTI charges 0.03%. VTI is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, ILIT or VTI?
Over the past year ILIT returned +51.31% vs +20.00% for VTI, so ILIT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ILIT or VTI?
ILIT has been the more volatile fund at 43.6% annualized versus 13.0% for VTI. Worst drawdown: ILIT -72.1% vs VTI -19.3%.
Should I hold both ILIT and VTI?
ILIT and VTI have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ILIT and VTI?
At least 7.7% of ILIT's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 35 positions we hold weights for in ILIT and 2,788 in VTI.
Which pays a higher dividend, ILIT or VTI?
ILIT yields 2.35% while VTI yields 1.07%, so ILIT currently pays the higher dividend yield.
Is VTI better than ILIT?
VTI has a lower expense ratio. ILIT led over 1Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.