ILIT vs VYM

Quick Verdict

VYM has a lower expense ratio. ILIT delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: ILITMore Diversified: VYM

Side-by-Side Comparison

MetricILITVYMWinner
Expense Ratio0.47%0.04%
AUM$14M$79.0B
Dividend Yield1.84%2.86%
Holdings43568
YTD Return-6.58%+16.16%
1Y Return+44.28%+26.05%
3Y Return (annualized)-6.62%+18.43%
5Y Return (annualized)-+12.21%
Volatility (annualized)43.7%14.6%
Max Drawdown-72.1%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionJun 21, 2023Nov 10, 2006

ILIT vs VYM Performance

iShares Lithium Miners and Producers ETF (ILIT) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year ILIT returned +44.28% while VYM returned +26.05%. Year to date, ILIT is down 6.58% versus a gain of 16.16% for VYM.

Over three years, ILIT compounded at -6.62% per year against +18.43% for VYM. Across the full 3-year window we track, VYM has the edge at +7.09% annualized vs -9.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ILIT has been the more volatile fund, with annualized monthly volatility of 43.7% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.1% for ILIT and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ILIT charges 0.47% per year while VYM charges 0.04%. On a $10,000 position that is $47 vs $4 annually, a gap of $43 per year that compounds over a long holding period. On income, ILIT currently yields 1.84% against 2.86% for VYM.

Holdings Overlap

0.1%overlap

ILIT and VYM share 1 holdings out of 592 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ILITWeight in VYMDifference
ALB7.26%0.09%7.17%

Frequently Asked Questions

Which is cheaper, ILIT or VYM?

ILIT has an expense ratio of 0.47% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

Which performed better, ILIT or VYM?

Over the past year ILIT returned +44.28% vs +26.05% for VYM, so ILIT leads on 1-year performance. Over the longest common window we track (3 years), ILIT annualized -9.67% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, ILIT or VYM?

ILIT has been the more volatile fund at 43.7% annualized versus 14.6% for VYM. Worst drawdown: ILIT -72.1% vs VYM -58.8%.

Should I hold both ILIT and VYM?

ILIT and VYM have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ILIT and VYM?

ILIT and VYM share 1 common holdings with a 0.1% weight overlap. Combined, they hold 592 unique securities.

Which pays a higher dividend, ILIT or VYM?

ILIT yields 1.84% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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