IMCV vs VTI

IMCV vs VTI

Which is better, IMCV or VTI?

Mid Cap Value against Large Cap Blend.

VTI has a lower expense ratio. IMCV led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIMCVVTI
Expense Ratio0.06%0.03%Best
AUM$1.2B$666.9B
Dividend Yield1.78%1.03%
Holdings2753,543
YTD Return+16.95%Best+12.57%
1Y Return+21.77%Best+17.22%
3Y Return (annualized)+17.87%+20.87%Best
5Y Return (annualized)+10.81%+11.86%Best
Volatility (annualized)17.6%15.2%Best
Max Drawdown-66.5%-56.6%Best
$10,000 over 5 years$16,707$17,514Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap ValueLarge Cap Blend
InceptionJun 28, 2004May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 2, 2004 to Sep 11, 2026 (22.2 years).

IMCV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 22.2 years both funds cover.

IMCV vs VTI Performance

iShares Morningstar Mid-Cap Value ETF (IMCV) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IMCV returned +21.77% while VTI returned +17.22%. Year to date, IMCV is up 16.95% versus a gain of 12.57% for VTI.

Over three years, IMCV compounded at +17.87% per year against +20.87% for VTI; over five years the annualized figures are +10.81% and +11.86% respectively. Across the full 22-year window we track, VTI has the edge at +9.48% annualized vs +7.94%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IMCV has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -66.5% for IMCV and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IMCV charges 0.06% per year while VTI charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, IMCV currently yields 1.78% against 1.03% for VTI.

Holdings Overlap

IMCV already in VTI94.6%

At least 94.6% of IMCV's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of IMCV is already inside VTI. Owning both mostly buys the same companies twice.

247 positions in common, counted across the 270 positions we hold weights for in IMCV and 2,787 in VTI, against full books of 275 and 3,543.

Top Shared Holdings

StockWeight in IMCVWeight in VTIDifference
ADPAutomatic Data Processing, Inc.1.50%0.12%1.38%
PNCPnc Financial Services Group Inc.1.43%0.14%1.29%
USBUS Bancorp1.38%0.13%1.25%
MMM3m Co.1.31%0.12%1.19%
VLOValero Energy Corp.1.24%0.11%1.13%
ELVElevance Health Inc1.13%0.11%1.02%
MDLZMondelez International Inc. Class A1.12%0.10%1.02%
TRVTravelers Cos., Inc.1.12%0.10%1.02%
UPSUnited Parcel Service, Inc1.11%0.11%1.00%
PSXPhillips 661.13%0.09%1.04%

94.6% of IMCV is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IMCVVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IMCV or VTI?

IMCV has an expense ratio of 0.06% while VTI charges 0.03%. VTI is the cheaper option, by $3 a year on a $10,000 investment.

Which performed better, IMCV or VTI?

Over the past year IMCV returned +21.77% vs +17.22% for VTI, so IMCV leads on 1-year performance. Over the longest common window we track (22 years), IMCV annualized +7.94% vs +9.48% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IMCV or VTI?

IMCV has been the more volatile fund at 17.6% annualized versus 15.2% for VTI. Worst drawdown: IMCV -66.5% vs VTI -56.6%.

Should I hold both IMCV and VTI?

IMCV and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IMCV and VTI?

At least 94.6% of IMCV's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 247 positions in common, counted across the 270 positions we hold weights for in IMCV and 2,787 in VTI.

Which pays a higher dividend, IMCV or VTI?

IMCV yields 1.78% while VTI yields 1.03%, so IMCV currently pays the higher dividend yield.

Is VTI better than IMCV?

VTI has a lower expense ratio. IMCV led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.