IMCV vs VYM

IMCV vs VYM
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Quick Verdict

VYM has a lower expense ratio. IMCV delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: IMCVMore Diversified: VYM

Side-by-Side Comparison

MetricIMCVVYMWinner
Expense Ratio0.06%0.04%
AUM$1.2B$81.6B
Dividend Yield1.81%2.24%
Holdings275616
YTD Return+19.41%+15.34%
1Y Return+27.81%+23.24%
3Y Return (annualized)+19.02%+19.22%
5Y Return (annualized)+11.34%+12.21%
Volatility (annualized)17.7%14.6%
Max Drawdown-66.5%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionJun 28, 2004Nov 10, 2006

IMCV vs VYM Performance

iShares Morningstar Mid-Cap Value ETF (IMCV) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IMCV returned +27.81% while VYM returned +23.24%. Year to date, IMCV is up 19.41% versus a gain of 15.34% for VYM.

Over three years, IMCV compounded at +19.02% per year against +19.22% for VYM; over five years the annualized figures are +11.34% and +12.21% respectively. Across the full 20-year window we track, IMCV has the edge at +8.06% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IMCV has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -66.5% for IMCV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IMCV charges 0.06% per year while VYM charges 0.04%. On a $10,000 position that is $6 vs $4 annually, a gap of $2 per year that compounds over a long holding period. On income, IMCV currently yields 1.81% against 2.24% for VYM.

Holdings Overlap

25.0%overlap

IMCV and VYM share 152 holdings out of 722 unique holdings combined, representing a 25.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IMCVWeight in VYMDifference
PNC1.46%0.41%1.05%
USB1.40%0.39%1.01%
ADP1.38%0.37%1.01%
ELVProProPro
MMMProProPro
UPSProProPro
VLOProProPro
MDLZProProPro
CIProProPro
TRVProProPro
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Frequently Asked Questions

Which is cheaper, IMCV or VYM?

IMCV has an expense ratio of 0.06% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, IMCV or VYM?

Over the past year IMCV returned +27.81% vs +23.24% for VYM, so IMCV leads on 1-year performance. Over the longest common window we track (20 years), IMCV annualized +8.06% vs +7.04% for VYM. Past performance does not guarantee future results.

Which is riskier, IMCV or VYM?

IMCV has been the more volatile fund at 17.7% annualized versus 14.6% for VYM. Worst drawdown: IMCV -66.5% vs VYM -58.8%.

Should I hold both IMCV and VYM?

IMCV and VYM have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IMCV and VYM?

IMCV and VYM share 152 common holdings with a 25.0% weight overlap. Combined, they hold 722 unique securities.

Which pays a higher dividend, IMCV or VYM?

IMCV yields 1.81% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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