INFO vs SCHD
Harbor PanAgora Dynamic Large Cap Core ETF vs Schwab US Dividend Equity ETF
Which is better, INFO or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. INFO led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INFO | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $872M | $112.1B |
| Dividend Yield | 0.31% | 3.00% |
| Holdings | 147 | 103 |
| YTD Return | +12.99% | +24.04%Best |
| 1Y Return | +18.37% | +27.95%Best |
| 3Y Return (annualized) | - | +15.51% |
| 5Y Return (annualized) | - | +9.80% |
| Volatility (annualized) | 13.1%Best | 14.1% |
| Max Drawdown | -19.6% | -16.1%Best |
| $10,000 over 1.9 years | $13,773Best | $12,737 |
| Top 10 Weight | 42.0% | 41.8%Best |
| Fund Family | Harbor Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 8, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 10, 2024 to Sep 16, 2026 (1.9 years).
INFO vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
INFO vs SCHD Performance
Harbor PanAgora Dynamic Large Cap Core ETF (INFO) is an ETF from Harbor Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year INFO returned +18.37% while SCHD returned +27.95%. Year to date, INFO is up 12.99% versus a gain of 24.04% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.1% for INFO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for INFO and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
INFO charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, INFO currently yields 0.31% against 3.00% for SCHD.
Holdings Overlap
4.1% of INFO's money is in holdings SCHD also owns. 26.3% of SCHD's money is in holdings INFO also owns.
SCHD and INFO share little of their money.
10 positions in common, counted across the 135 positions we hold weights for in INFO and 100 in SCHD, against full books of 147 and 103.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for INFO (73.7% of the fund), and 124 for INFO that do not appear in SCHD (95.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in INFO | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 0.49% | 4.02% | 3.53% |
| UNHUnitedhealth Group Incorporated | 0.64% | 3.82% | 3.18% |
| COPConocophillips Common Stock USD 0.01 | 0.25% | 3.94% | 3.69% |
| MOAltria Group Inc | 0.83% | 2.79% | 1.96% |
| TXNTexas Instrument Inc | 0.24% | 3.13% | 2.89% |
| EOGEog Resources Inc | 0.93% | 1.88% | 0.95% |
| QCOMQualcomm Inc. | 0.28% | 2.52% | 2.24% |
| CMCSAComcast Corp-class A Cmcsa | 0.25% | 2.31% | 2.06% |
| DVNDevon Energy Corporation | 0.04% | 1.36% | 1.32% |
| BRBroadridge Financial Solutions, Inc. | 0.19% | 0.51% | 0.32% |
26.3% of SCHD is already inside INFO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INFO or SCHD?
INFO has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, INFO or SCHD?
Over the past year INFO returned +18.37% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), INFO annualized +18.35% vs +13.58% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INFO or SCHD?
SCHD has been the more volatile fund at 14.1% annualized versus 13.1% for INFO. Worst drawdown: INFO -19.6% vs SCHD -16.1%.
Should I hold both INFO and SCHD?
INFO and SCHD have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between INFO and SCHD?
26.3% of SCHD's money is in holdings INFO also owns. 26.3% of SCHD's is in holdings INFO also owns. They hold 10 positions in common, counted across the 135 positions we hold weights for in INFO and 100 in SCHD.
Which pays a higher dividend, INFO or SCHD?
INFO yields 0.31% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than INFO?
SCHD has a lower expense ratio. INFO led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.