INFO vs VTI
Harbor PanAgora Dynamic Large Cap Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, INFO or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. INFO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 40.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INFO | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $913M | $689.2B |
| Dividend Yield | 0.31% | 1.06% |
| Holdings | 290 | 3,542 |
| YTD Return | +12.91%Best | +12.23% |
| 1Y Return | +13.13%Best | +12.74% |
| 3Y Return (annualized) | - | +21.44% |
| 5Y Return (annualized) | - | +10.83% |
| Volatility (annualized) | 12.7%Tie | 12.7%Tie |
| Max Drawdown | -19.6% | -19.3%Best |
| $10,000 over 2.1 years | $13,871Best | $13,526 |
| Top 10 Weight | 40.7% | 34.6%Best |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 8, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Oct 10, 2024 to Nov 11, 2026 (2.1 years).
INFO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
INFO vs VTI Performance
Harbor PanAgora Dynamic Large Cap Core ETF (INFO) is an ETF from Harbor Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year INFO returned +13.13% while VTI returned +12.74%. Year to date, INFO is up 12.91% versus a gain of 12.23% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INFO and VTI have been equally volatile, both at 12.7% annualized.
The deepest peak-to-trough decline in our data was -19.6% for INFO and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
INFO charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, INFO currently yields 0.31% against 1.06% for VTI.
Holdings Overlap
98.9% of INFO's money is in holdings VTI also owns. 56.5% of VTI's money is in holdings INFO also owns.
Most of INFO is already inside VTI. Owning both mostly buys the same companies twice.
136 positions in common, counted across the 137 positions we hold weights for in INFO and 3,464 in VTI, against full books of 290 and 3,542.
What only one of them owns
Our book lists 995 positions for VTI that do not appear in our book for INFO (40.4% of the fund), and 0 for INFO that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in INFO | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.38% | 7.13% | 1.25% |
| AAPLApple Inc | 8.25% | 6.63% | 1.62% |
| MSFTMicrosoft Corp | 6.10% | 5.19% | 0.91% |
| GOOGLAlphabet Inc | 4.82% | 2.76% | 2.06% |
| AMZNAmazon.Com Inc | 3.27% | 3.30% | 0.03% |
| METAMeta Platforms Inc | 2.29% | 2.18% | 0.11% |
| AVGOBroadcom Inc | 1.95% | 2.28% | 0.33% |
| LLYEli Lilly & Co | 2.16% | 1.34% | 0.82% |
| MUMicron Technology, Inc. | 1.77% | 1.64% | 0.13% |
| AMDAdvanced Micro Devices Inc | 1.55% | 1.36% | 0.19% |
98.9% of INFO is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INFO or VTI?
INFO has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, INFO or VTI?
Over the past year INFO returned +13.13% vs +12.74% for VTI, so INFO leads on 1-year performance. Over the longest common window we track (2 years), INFO annualized +16.86% vs +15.47% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INFO or VTI?
INFO and VTI have been equally volatile, both at 12.7% annualized. Worst drawdown: INFO -19.6% vs VTI -19.3%.
Should I hold both INFO and VTI?
INFO and VTI have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between INFO and VTI?
98.9% of INFO's money is in holdings VTI also owns. 56.5% of VTI's is in holdings INFO also owns. They hold 136 positions in common, counted across the 137 positions we hold weights for in INFO and 3,464 in VTI.
Which pays a higher dividend, INFO or VTI?
INFO yields 0.31% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than INFO?
VTI has a lower expense ratio. INFO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 40.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.