IQSU vs VYM
NYLIM Candriam US Large Cap Equity ETF vs Vanguard High Dividend Yield ETF
Which is better, IQSU or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. IQSU led over 1Y, 3Y and the full window, VYM over 5Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 41.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IQSU | VYM |
|---|---|---|
| Expense Ratio | 0.09% | 0.04%Best |
| AUM | $324M | $81.6B |
| Dividend Yield | 0.97% | 2.22% |
| Holdings | 266 | 613 |
| YTD Return | +14.75%Best | +11.35% |
| 1Y Return | +19.62%Best | +15.34% |
| 3Y Return (annualized) | +18.41%Best | +17.22% |
| 5Y Return (annualized) | +11.88% | +12.30%Best |
| Volatility (annualized) | 17.8% | 15.7%Best |
| Max Drawdown | -31.3%Best | -35.7% |
| $10,000 over 5 years | $17,529 | $17,861Best |
| Top 10 Weight | 41.0% | 26.1%Best |
| Fund Family | New York Life Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 17, 2019 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Dec 17, 2019 to Sep 18, 2026 (6.8 years).
IQSU vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.8 years both funds cover.
IQSU vs VYM Performance
NYLIM Candriam US Large Cap Equity ETF (IQSU) is an ETF from New York Life Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IQSU returned +19.62% while VYM returned +15.34%. Year to date, IQSU is up 14.75% versus a gain of 11.35% for VYM.
Over three years, IQSU compounded at +18.41% per year against +17.22% for VYM; over five years the annualized figures are +11.88% and +12.30% respectively. Across the full 7-year window we track, IQSU has the edge at +15.52% annualized vs +10.75%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IQSU has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 15.7% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for IQSU and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQSU charges 0.09% per year while VYM charges 0.04%. On a $10,000 position that is $9 vs $4 annually, a gap of $5 per year that compounds over a long holding period. On income, IQSU currently yields 0.97% against 2.22% for VYM.
Holdings Overlap
26.2% of IQSU's money is in holdings VYM also owns. 36.9% of VYM's money is in holdings IQSU also owns.
The two portfolios partly overlap.
116 positions in common, counted across the 260 positions we hold weights for in IQSU and 557 in VYM, against full books of 266 and 613.
What only one of them owns
Our book lists 412 positions for VYM that do not appear in our book for IQSU (60.2% of the fund), and 137 for IQSU that do not appear in VYM (70.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IQSU | Weight in VYM | Difference |
|---|---|---|---|
| CSCOCisco Systems Inc. - Ordinary Shares | 1.24% | 1.86% | 0.62% |
| BACBank of America Corp.: Financials | 1.16% | 1.66% | 0.50% |
| PGProcter & Gamble Company | 0.97% | 1.37% | 0.40% |
| HDHome Depot Inc/The | 0.99% | 1.34% | 0.35% |
| TXNTexas Instrument Inc | 0.70% | 1.02% | 0.32% |
| LINLinde Plc Ordinary Shares | 0.64% | 0.90% | 0.26% |
| VZVerizon Communic | 0.61% | 0.80% | 0.19% |
| PEPPepsico Inc. | 0.56% | 0.77% | 0.21% |
| MCDMcdonald'S Corp | 0.55% | 0.78% | 0.23% |
| ADIAnalog Devices, Inc. | 0.52% | 0.73% | 0.21% |
36.9% of VYM is already inside IQSU.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, IQSU or VYM?
IQSU has an expense ratio of 0.09% while VYM charges 0.04%. VYM is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, IQSU or VYM?
Over the past year IQSU returned +19.62% vs +15.34% for VYM, so IQSU leads on 1-year performance. Over the longest common window we track (7 years), IQSU annualized +15.52% vs +10.75% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IQSU or VYM?
IQSU has been the more volatile fund at 17.8% annualized versus 15.7% for VYM. Worst drawdown: IQSU -31.3% vs VYM -35.7%.
Should I hold both IQSU and VYM?
IQSU and VYM have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IQSU and VYM?
36.9% of VYM's money is in holdings IQSU also owns. 36.9% of VYM's is in holdings IQSU also owns. They hold 116 positions in common, counted across the 260 positions we hold weights for in IQSU and 557 in VYM.
Which pays a higher dividend, IQSU or VYM?
IQSU yields 0.97% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than IQSU?
VYM has a lower expense ratio. IQSU led over 1Y, 3Y and the full window, VYM over 5Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 41.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.