ITB vs VTI
iShares US Home Construction ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ITB or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 68.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITB | VTI |
|---|---|---|
| Expense Ratio | 0.37% | 0.03%Best |
| AUM | $2.3B | $666.9B |
| Dividend Yield | 0.68% | 1.03% |
| Holdings | 47 | 3,543 |
| YTD Return | -8.79% | +12.43%Best |
| 1Y Return | -17.18% | +15.92%Best |
| 3Y Return (annualized) | +5.16% | +22.42%Best |
| 5Y Return (annualized) | +6.48% | +12.37%Best |
| Volatility (annualized) | 31.1% | 15.7%Best |
| Max Drawdown | -87.1% | -56.6%Best |
| $10,000 over 5 years | $13,688 | $17,916Best |
| Top 10 Weight | 68.2% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | May 1, 2006 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 5, 2006 to Sep 28, 2026 (20.4 years).
ITB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.4 years both funds cover.
ITB vs VTI Performance
iShares US Home Construction ETF (ITB) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ITB returned -17.18% while VTI returned +15.92%. Year to date, ITB is down 8.79% versus a gain of 12.43% for VTI.
Over three years, ITB compounded at +5.16% per year against +22.42% for VTI; over five years the annualized figures are +6.48% and +12.37% respectively. Across the full 20-year window we track, VTI has the edge at +9.29% annualized vs +3.08%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ITB has been the more volatile fund, with annualized monthly volatility of 31.1% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -87.1% for ITB and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ITB charges 0.37% per year while VTI charges 0.03%. On a $10,000 position that is $37 vs $3 annually, a gap of $34 per year that compounds over a long holding period. On income, ITB currently yields 0.68% against 1.03% for VTI.
Holdings Overlap
99.7% of ITB's money is in holdings VTI also owns. 1.1% of VTI's money is in holdings ITB also owns.
Most of ITB is already inside VTI. Owning both mostly buys the same companies twice.
41 positions in common, counted across the 43 positions we hold weights for in ITB and 3,463 in VTI, against full books of 47 and 3,543.
What only one of them owns
Measured across the 43 and 3,463 positions we hold weights for.
VTI holds 1,125 positions ITB does not, 96.4% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in ITB | Weight in VTI | Difference |
|---|---|---|---|
| DHIDr Horton Inc. | 16.62% | 0.05% | 16.57% |
| PHMPultegroup Inc. | 10.49% | 0.03% | 10.46% |
| LENLennar Corp. Class A | 7.89% | 0.02% | 7.87% |
| NVRNvr Inc. | 7.43% | 0.02% | 7.41% |
| SHWSherwin Williams Co/the | 5.32% | 0.11% | 5.21% |
| HDHome Depot Inc/The | 4.90% | 0.46% | 4.44% |
| TOLToll Bros Inc | 5.22% | 0.02% | 5.20% |
| LOWLowes Cos., Inc. | 4.52% | 0.16% | 4.36% |
| MASMasco Corp. | 3.19% | 0.02% | 3.17% |
| LIILennox International Inc | 2.66% | 0.02% | 2.64% |
99.7% of ITB is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITB or VTI?
ITB has an expense ratio of 0.37% while VTI charges 0.03%. VTI is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, ITB or VTI?
Over the past year ITB returned -17.18% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), ITB annualized +3.08% vs +9.29% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITB or VTI?
ITB has been the more volatile fund at 31.1% annualized versus 15.7% for VTI. Worst drawdown: ITB -87.1% vs VTI -56.6%.
Should I hold both ITB and VTI?
ITB and VTI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ITB and VTI?
99.7% of ITB's money is in holdings VTI also owns. 1.1% of VTI's is in holdings ITB also owns. They hold 41 positions in common, counted across the 43 positions we hold weights for in ITB and 3,463 in VTI.
Which pays a higher dividend, ITB or VTI?
ITB yields 0.68% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than ITB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 68.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.