IVOG vs VTI
Vanguard S&P Mid-Cap 400 Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IVOG or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93. IVOG is less concentrated, with 13.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVOG | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $1.8B | $666.9B |
| Dividend Yield | 0.55% | 1.03% |
| Holdings | 249 | 3,543 |
| YTD Return | +11.80%Best | +11.53% |
| 1Y Return | +14.21% | +15.74%Best |
| 3Y Return (annualized) | +14.76% | +20.67%Best |
| 5Y Return (annualized) | +6.96% | +11.59%Best |
| Volatility (annualized) | 16.7% | 14.5%Best |
| Max Drawdown | -39.3% | -35.0%Best |
| $10,000 over 5 years | $13,999 | $17,303Best |
| Top 10 Weight | 13.8%Best | 33.3% |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Sep 7, 2010 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 15, 2026 (16 years).
IVOG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
IVOG vs VTI Performance
Vanguard S&P Mid-Cap 400 Growth ETF (IVOG) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IVOG returned +14.21% while VTI returned +15.74%. Year to date, IVOG is up 11.80% versus a gain of 11.53% for VTI.
Over three years, IVOG compounded at +14.76% per year against +20.67% for VTI; over five years the annualized figures are +6.96% and +11.59% respectively. Across the full 16-year window we track, VTI has the edge at +13.05% annualized vs +12.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVOG has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 14.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.3% for IVOG and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVOG charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IVOG currently yields 0.55% against 1.03% for VTI.
Holdings Overlap
99.4% of IVOG's money is in holdings VTI also owns. 3.4% of VTI's money is in holdings IVOG also owns.
Most of IVOG is already inside VTI. Owning both mostly buys the same companies twice.
244 positions in common, counted across the 246 positions we hold weights for in IVOG and 3,463 in VTI, against full books of 249 and 3,543.
What only one of them owns
Our book lists 931 positions for VTI that do not appear in our book for IVOG (94.3% of the fund), and 2 for IVOG that do not appear in VTI (0.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVOG | Weight in VTI | Difference |
|---|---|---|---|
| TWLOTwilio Inc. Class A | 1.65% | 0.04% | 1.61% |
| 0RMV:LNTechnipfmc Plc Ordinary Shares | 1.57% | 0.04% | 1.53% |
| CWCurtiss-wright Corp | 1.47% | 0.04% | 1.43% |
| ATIAti Inc | 1.41% | 0.04% | 1.37% |
| NVT:IENvent Electric Plc Ordinary Shares | 1.37% | 0.03% | 1.34% |
| PSTGPure Storage Inc. Class A | 1.34% | 0.03% | 1.31% |
| OKTAOkta Inc. | 1.31% | 0.03% | 1.28% |
| XPOXpo Logistics Inc. | 1.30% | 0.03% | 1.27% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 1.21% | 0.03% | 1.18% |
| UTHRUnited Therapeutics Corp | 1.21% | 0.03% | 1.18% |
99.4% of IVOG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVOG or VTI?
IVOG has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IVOG or VTI?
Over the past year IVOG returned +14.21% vs +15.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), IVOG annualized +12.02% vs +13.05% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVOG or VTI?
IVOG has been the more volatile fund at 16.7% annualized versus 14.5% for VTI. Worst drawdown: IVOG -39.3% vs VTI -35.0%.
Should I hold both IVOG and VTI?
IVOG and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IVOG and VTI?
99.4% of IVOG's money is in holdings VTI also owns. 3.4% of VTI's is in holdings IVOG also owns. They hold 244 positions in common, counted across the 246 positions we hold weights for in IVOG and 3,463 in VTI.
Which pays a higher dividend, IVOG or VTI?
IVOG yields 0.55% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than IVOG?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93. IVOG is less concentrated, with 13.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.