IVV vs PEO
iShares Core S&P 500 ETF vs Adams Natural Resources Fund
Quick Verdict
IVV has a lower expense ratio. PEO delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | PEO | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.58% | |
| AUM | $907.0B | $740M | |
| Dividend Yield | 1.10% | 11.99% | |
| Holdings | 508 | 53 | |
| YTD Return | +12.28% | +28.72% | |
| 1Y Return | +20.94% | +34.71% | |
| 3Y Return (annualized) | +21.81% | +15.63% | |
| 5Y Return (annualized) | +13.05% | +22.70% | |
| Volatility (annualized) | 15.1% | 23.0% | |
| Max Drawdown | -56.5% | -70.9% | |
| Fund Family | iShares by BlackRock (US) | Adams Funds | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jan 30, 1929 |
IVV vs PEO Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Adams Natural Resources Fund (PEO) is a ETF from Adams Funds. Over the past year IVV returned +20.94% while PEO returned +34.71%. Year to date, IVV is up 12.28% versus a gain of 28.72% for PEO.
Over three years, IVV compounded at +21.81% per year against +15.63% for PEO; over five years the annualized figures are +13.05% and +22.70% respectively. Across the full 26-year window we track, PEO has the edge at +10.41% annualized vs +6.98%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PEO has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -70.9% for PEO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while PEO charges 0.58%. On a $10,000 position that is $3 vs $58 annually, a gap of $55 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 11.99% for PEO.
Holdings Overlap
IVV and PEO share 45 holdings out of 513 unique holdings combined, representing a 5.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or PEO?
IVV has an expense ratio of 0.03% while PEO charges 0.58%. IVV is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
Which performed better, IVV or PEO?
Over the past year IVV returned +20.94% vs +34.71% for PEO, so PEO leads on 1-year performance. Over the longest common window we track (26 years), IVV annualized +6.98% vs +10.41% for PEO. Past performance does not guarantee future results.
Which is riskier, IVV or PEO?
PEO has been the more volatile fund at 23.0% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs PEO -70.9%.
Should I hold both IVV and PEO?
IVV and PEO have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and PEO?
IVV and PEO share 45 common holdings with a 5.0% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, IVV or PEO?
IVV yields 1.10% while PEO yields 11.99%, so PEO currently pays the higher dividend yield.
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