IVV vs PGF

IVV vs PGF

Which is better, IVV or PGF?

Large Cap Blend against Preferred Stock.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVPGF
Expense Ratio0.03%Best0.55%
AUM$886.7B$659M
Dividend Yield1.10%6.42%
Holdings508102
YTD Return+13.39%Best-3.03%
1Y Return+20.08%Best-2.80%
3Y Return (annualized)+21.29%Best+4.24%
5Y Return (annualized)+12.88%Best-1.28%
Volatility (annualized)15.4%Best17.7%
Max Drawdown-56.5%Best-79.2%
$10,000 over 5 years$18,327Best$9,376
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityAllocation/Balanced
StyleLarge Cap BlendPreferred Stock
InceptionMay 15, 2000Dec 1, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 1, 2006 to Sep 4, 2026 (19.8 years).

IVV vs PGF growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.8 years both funds cover.

IVV vs PGF Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Invesco Financial Preferred ETF (PGF) is an ETF from Invesco (US). Over the past year IVV returned +20.08% while PGF returned -2.80%. Year to date, IVV is up 13.39% versus a loss of 3.03% for PGF.

Over three years, IVV compounded at +21.29% per year against +4.24% for PGF; over five years the annualized figures are +12.88% and -1.28% respectively. Across the full 20-year window we track, IVV has the edge at +9.45% annualized vs -1.60%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PGF has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -79.2% for PGF. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while PGF charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 6.42% for PGF.

Holdings Overlap

IVV already in PGF2.3%

At least 2.3% of IVV's money is in holdings PGF also owns.

Stated as a floor: for PGF, our book for it covers 93.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

IVV and PGF share little of their money.

12 positions in common, counted across the 505 positions we hold weights for in IVV and 93 in PGF, against full books of 508 and 102.

Top Shared Holdings

StockWeight in IVVWeight in PGFDifference
BACBank of America Corp.: Financials0.62%2.06%1.44%
CCitigroup Inc.0.35%1.53%1.18%
ALLAllstate Corp.0.10%1.74%1.64%
MSMorgan Stanley0.39%1.31%0.92%
SCHWSchwab Strategic T0.27%1.41%1.14%
MTBM&T Bank Corp0.06%1.52%1.46%
SYFSynchrony Financial0.04%1.13%1.09%
BKBank Of New York Mellon Corp0.16%0.97%0.81%
USBUS Bancorp0.15%0.96%0.81%
FITBFifth Third Bancorp0.08%0.80%0.72%

You are not choosing between two funds in isolation.

Whichever of IVV and PGF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVPGF

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or PGF?

IVV has an expense ratio of 0.03% while PGF charges 0.55%. IVV is the cheaper option, by $52 a year on a $10,000 investment.

Which performed better, IVV or PGF?

Over the past year IVV returned +20.08% vs -2.80% for PGF, so IVV leads on 1-year performance. Over the longest common window we track (20 years), IVV annualized +9.45% vs -1.60% for PGF. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or PGF?

PGF has been the more volatile fund at 17.7% annualized versus 15.4% for IVV. Worst drawdown: IVV -56.5% vs PGF -79.2%.

Should I hold both IVV and PGF?

IVV and PGF have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVV and PGF?

At least 2.3% of IVV's money is in holdings PGF also owns. Our book for PGF is partial, so the real figure is this or higher. They hold 12 positions in common, counted across the 505 positions we hold weights for in IVV and 93 in PGF.

Which pays a higher dividend, IVV or PGF?

IVV yields 1.10% while PGF yields 6.42%, so PGF currently pays the higher dividend yield.

Is PGF better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.