SYF Stock Forecast, Price Targets, Chart, Dividends & Analysis

Dividend Per Share TTM ($)	0.75
Forward Annual Dividend Yield	1.54%
Ex Dividend Date (MM/DD/YYYY)	11/4/2024
Dividend Pay Date (MM/DD/YYYY)	8/15/2024
Dividend Yield (TTM)	1.15%
Forward Annual Dividend Rate ($)	1.00
Dividend Payout Ratio	-20.02
Dividend Per Share 5 Year CAGR	0.00%

Analyst Estimates

EPS Estimate Current Year ($)	6.52
EPS Estimate Next Year ($)	6.43
EPS Estimate Next Quarter ($)	1.65
EPS Estimate Current Quarter ($)	1.88
Current Target Price ($)	61.9
Next 5 Year Growth Rate (%)	11.1
1 week Ago Target Price ($)	61.05
2 week Ago Target Price ($)	60.35
3 week Ago Target Price ($)	59.29

Financial Health

Cash Flow Per Share TTM ($)	25.20
Current Ratio	0.00
Quick Ratio	0.00
Debt to Equity Ratio (Last Quarter)	0.00
Long term debt per share (Last Quarter)
F Score	3.0

Technicals

RSI (14 Day)	67.10
14 Day SMA ($)	63.63
14 Day EMA ($)	63.03
Money Flow Index	58.12
Average True Range	1.81
50 Day SMA ($)	55.44
200 Day SMA ($)	47.27
ADX	55.14
MACD	-2.05

Growth

Free Cash Flow QoQ Growth	0.00%
Free Cash Flow YoY Growth	0.00%
Revenue YoY Growth	0.00%
EPS QoQ Growth	0.00%
Revenue QoQ Growth	0.00%
EPS YoY Growth	0.00%

Profitability

Return on Assets TTM (%)	2.67
Profit Margin TTM (%)	-3.9
Return on Equity TTM (%)	22.33
Return on Capital TTM (%)	-1.58
Interest Coverage Ratio	0.00
Gross Margin TTM (%)

Peers

Stock	Dividend	Market Cap (B)	PE	Price ($)
FLT			23	303.26
HTZ
MA	0.0051	477 B	39.48	515.1
V	0.0076	581 B	31.82	309.9

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Financials

Income Statement

Balance Sheet

Cash Flow

SYF Income Statement

Annual

	Dec-14	Dec-15	Dec-16	Dec-17	Dec-18	Dec-19	Dec-20	Dec-21	Dec-22	Dec-23
AccruedPreferredStockDividends							-42 M	-42 M	42 M	42 M
Amortization of intangibles	2,575 M
Basic EPS from continuing operations	2.78	2.66	2.71	2.43	3.76	5.59	2.28	7.4	6.19	5.21
Basic EPS total	2.78	2.66	2.71	2.43	3.76	5.59	2.28	7.4	6.19	5.21
Basic weighted shares outstanding	757 M	834 M	829 M	796 M	742 M	670 M	589 M	565 M	480 M	421 M
CreditLossesProvision	2,917 M	2,952 M	3,986 M	5,296 M	5,545 M	4,180 M	5,310 M	726 M	3,375 M	5,965 M
Depletion		2,738 M
Depreciation unreconciled	2,575 M	2,738 M
DepreciationAndAmortization	2,575 M
Diluted EPS total	2.78	2.65	2.71	2.42	3.74	5.56	2.27	7.34	6.15	5.19
Diluted normalized net income/share	2.78	2.65	2.71	2.42	3.74	5.56	2.27	7.34	6.15	5.19
Diluted weighted shares outstanding	758 M	836 M	832 M	800 M	747 M	674 M	591 M	569 M	483 M	424 M
Dividends paid per share			0.26	0.56	0.26				0.9	0.96
FeesAndCommissions	1,376 M	5,102 M	3,380 M	3,159 M	7,271 M	7,856 M	9,913 M
GeneralAndAdministrativeExpense	826 M	847 M	810 M	943 M	908 M	889 M	976 M	644 M
ImpairmentOfCapitalAssets							-30 M	-50 M
Income before tax	3,386 M	3,531 M	3,570 M	3,324 M	3,644 M	4,887 M	1,797 M	5,503 M	3,962 M	2,904 M
Income restructuring and M&A							-87 M
Income taxes	1,277 M	1,317 M	1,319 M	1,389 M	854 M	1,140 M	412 M	1,282 M	946 M	666 M
InsuranceAndClaims	826 M	847 M	810 M	943 M	908 M	889 M	976 M	644 M
Interest expense	922 M	1,135 M	1,248 M	1,391 M	1,870 M	2,291 M	1,665 M	1,032 M	1,521 M	3,711 M
InterestExpenseForDeposit	470 M	607 M	3,629 M	848 M	1,186 M	1,566 M	1,094 M	566 M	1,008 M	2,952 M
InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell				2,937 M
InterestExpenseForShortTermDebt	339 M	524 M	277 M	280 M	340 M	367 M	334 M	297 M	317 M	419 M
InterestIncome	12,242 M	13,228 M	14,778 M	16,407 M	17,988 M	19,090 M	16,067 M	15,271 M	17,146 M	20,710 M
InterestIncomeAfterProvisionForLoanLoss	8,403 M	9,141 M	9,544 M	9,720 M	10,573 M	12,619 M	9,092 M	13,513 M	12,250 M	11,034 M
InterestIncomeFromInvestmentSecurities	26 M	49 M	96 M	188 M	344 M	385 M	117 M	43 M	265 M	808 M
InterestIncomeFromLoans	12,216 M	13,179 M	14,682 M	16,219 M	17,644 M	18,705 M	15,950 M	15,228 M	16,881 M	19,902 M
InterestIncomeFromLoansAndLease	12,216 M	13,179 M	14,682 M	16,219 M	17,644 M	18,705 M	15,950 M	15,228 M	16,881 M	19,902 M
InterestIncomeFromSecurities	26 M	49 M	96 M	188 M	344 M	385 M	117 M	43 M	265 M	808 M
MarketingExpense							3,645 M
Net income from total operations	2,109 M	2,214 M	2,251 M	1,935 M	2,790 M	3,747 M	1,385 M	4,221 M	567 M	2,238 M
NetIncomeCommonStockholders	2,109 M	2,214 M	2,495 M	2,198 M	1,264 M	4,105 M	1,622 M	4,390 M	2,974 M	2,196 M
NetIncomeContinuousOperations	2,109 M	2,214 M	2,251 M	1,935 M	2,790 M	3,747 M	1,385 M	4,221 M	3,016 M	2,238 M
NetInterestIncome	11,320 M	12,093 M	13,530 M	15,016 M	16,118 M	16,799 M	14,402 M	14,239 M	15,625 M	16,999 M
NonInterestExpense	2,927 M	3,264 M	3,416 M	3,747 M	4,095 M	4,245 M	4,055 M	3,963 M	4,337 M	4,758 M
NonInterestIncome	485 M	392 M	344 M	288 M	265 M	371 M	405 M	481 M	380 M	289 M
Normalized income										-8,277 M
Other special charges									-9,527 M	-10,571 M
OtherGandA	826 M	847 M	810 M	943 M	908 M	889 M	976 M	644 M
OtherInterestExpense	113 M	4 M	-1,248 M	-1,391 M	1,870 M	-2,291 M	-1,665 M	-1,032 M	-15,625 M	-16,999 M
OtherNonInterestExpense	672 M	730 M	761 M	871 M	954 M	1,034 M	940 M	1,036 M	850 M	978 M
OtherNonInterestIncome	485 M	392 M	344 M	288 M	265 M	371 M	405 M	481 M	380 M	289 M
OtherunderPreferredStockDividend							-42 M	-42 M	42 M	42 M
PreferredStockDividends							-42 M	-42 M	42 M	42 M
ProfessionalExpenseAndContractServicesExpense	563 M	645 M	638 M	629 M	806 M	867 M	759 M	782 M	832 M	842 M
PromotionAndAdvertising				2,937 M				4,528 M
RentAndLandingFees					3,099 M
Research & development expense			2,902 M		3,099 M
ResearchExpense			2,902 M		3,099 M
Revenue per share	2,575 M						-32 M	-35 M	44 M	71 M
SalariesAndWages	866 M	1,042 M	1,207 M	1,304 M	1,427 M	1,455 M	1,380 M	1,501 M	1,681 M	1,884 M
SecuritiesActivities	1,376 M	5,102 M	3,380 M	3,159 M	7,271 M	7,856 M	9,913 M
SecuritiesAmortization								4,528 M
Selling Gen & administrative expense	1,692 M	4,627 M	2,017 M	5,184 M	2,335 M	6,202 M	6,001 M	2,145 M	1,681 M	1,884 M
SellingAndMarketingExpense		2,738 M		2,937 M		3,858 M	3,645 M	4,528 M
SellingExpense		2,738 M				3,858 M
Special income/charges	-672 M	-730 M	-761 M	-871 M	-954 M	-1,034 M	-940 M	-1,036 M	-850 M	-978 M
Total common shares outstanding	834 M	834 M	811 M	760 M	710 M	613 M	584 M	521 M	437 M	407 M
Total net income	2,109 M	2,214 M	2,251 M	1,935 M	2,790 M	3,747 M	1,385 M	4,221 M	567 M	2,238 M
Total ordinary shares	395 M	395 M	395 M	395 M	395 M	395 M	395 M	395 M	395 M	395 M
Total revenues	11,805 M	12,485 M	13,874 M	15,304 M	16,383 M	17,170 M	14,807 M	14,720 M	11,674 M	17,288 M
TotalRevenue	11,805 M	12,485 M	13,874 M	15,304 M	16,383 M	17,170 M	14,807 M	14,720 M	11,674 M	17,288 M
WriteOff	2,575 M

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SYF Stock Forecast, Price Targets, Chart, Dividends & Analysis

Synchrony Financial

Sector: Financial Services

Industry: Credit Services

Stock Rankings

Valuation

Price per Sales TTM ($)

Price per Book TTM ($)

PE Ratio (TTM)

Book Value per Share ($)

5 Year PE Range

Returns

7 Day Return

1 Month Return

3 Month Return

1 Year Return

3 Year Return

5 Year Return

YTD Return

Risk

Custom Beta One Year

Custom Beta Three Years

Beneish M Score

Altman Z Score

Ranks

MarketXLS Value Score

MarketXLS Quality Score

MarketXLS Technical Score

MarketXLS Rank

Dividends

Dividend Per Share TTM ($)

Forward Annual Dividend Yield

Ex Dividend Date (MM/DD/YYYY)

Dividend Pay Date (MM/DD/YYYY)

Dividend Yield (TTM)

Forward Annual Dividend Rate ($)

Dividend Payout Ratio

Dividend Per Share 5 Year CAGR

Analyst Estimates

EPS Estimate Current Year ($)

EPS Estimate Next Year ($)

EPS Estimate Next Quarter ($)

EPS Estimate Current Quarter ($)

Current Target Price ($)

Next 5 Year Growth Rate (%)

1 week Ago Target Price ($)

2 week Ago Target Price ($)

3 week Ago Target Price ($)

Financial Health

Cash Flow Per Share TTM ($)

Current Ratio

Quick Ratio

Debt to Equity Ratio (Last Quarter)

Long term debt per share (Last Quarter)

F Score

Technicals

RSI (14 Day)

14 Day SMA ($)

14 Day EMA ($)

Money Flow Index

Average True Range

50 Day SMA ($)

200 Day SMA ($)

ADX

MACD

Growth

Free Cash Flow QoQ Growth

Free Cash Flow YoY Growth

Revenue YoY Growth

EPS QoQ Growth

Revenue QoQ Growth

EPS YoY Growth

Profitability

Return on Assets TTM (%)

Profit Margin TTM (%)

Return on Equity TTM (%)

Return on Capital TTM (%)

Interest Coverage Ratio

Gross Margin TTM (%)

Peers