IVV vs RVER

IVV vs RVER
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVRVERWinner
Expense Ratio0.03%0.66%
AUM$907.0B$150M
Dividend Yield1.10%1.57%
Holdings50817
YTD Return+12.28%+14.86%
1Y Return+20.94%+16.04%
3Y Return (annualized)+21.81%-
5Y Return (annualized)+13.05%-
Volatility (annualized)15.1%21.4%
Max Drawdown-56.5%-26.2%
Fund FamilyiShares by BlackRock (US)River1 Asset Management
CategoryEquityEquity
InceptionMay 15, 2000Apr 3, 2024

IVV vs RVER Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Trenchless Fund ETF (RVER) is a ETF from River1 Asset Management. Over the past year IVV returned +20.94% while RVER returned +16.04%. Year to date, IVV is up 12.28% versus a gain of 14.86% for RVER.

Risk: Volatility and Drawdowns

RVER has been the more volatile fund, with annualized monthly volatility of 21.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -26.2% for RVER. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while RVER charges 0.66%. On a $10,000 position that is $3 vs $66 annually, a gap of $63 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.57% for RVER.

Holdings Overlap

13.5%overlap

IVV and RVER share 9 holdings out of 512 unique holdings combined, representing a 13.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in RVERDifference
NVDA7.76%12.49%4.73%
HPE0.10%16.66%16.56%
AVGO2.83%6.26%3.43%
METAProProPro
EQTProProPro
NOWProProPro
UBERProProPro
FSLRProProPro
NEMProProPro
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Frequently Asked Questions

Which is cheaper, IVV or RVER?

IVV has an expense ratio of 0.03% while RVER charges 0.66%. IVV is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, IVV or RVER?

Over the past year IVV returned +20.94% vs +16.04% for RVER, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +6.98% vs +16.93% for RVER. Past performance does not guarantee future results.

Which is riskier, IVV or RVER?

RVER has been the more volatile fund at 21.4% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs RVER -26.2%.

Should I hold both IVV and RVER?

IVV and RVER have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and RVER?

IVV and RVER share 9 common holdings with a 13.5% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, IVV or RVER?

IVV yields 1.10% while RVER yields 1.57%, so RVER currently pays the higher dividend yield.

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