IVV vs TEXN
iShares Core S&P 500 ETF vs iShares Texas Equity ETF
Quick Verdict
IVV has a lower expense ratio. TEXN delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | TEXN | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.20% | |
| AUM | $907.0B | $17M | |
| Dividend Yield | 1.10% | 1.44% | |
| Holdings | 508 | 215 | |
| YTD Return | +12.76% | +21.27% | |
| 1Y Return | +20.63% | +27.23% | |
| 3Y Return (annualized) | +21.71% | - | |
| 5Y Return (annualized) | +12.87% | - | |
| Volatility (annualized) | 15.1% | 10.8% | |
| Max Drawdown | -56.5% | -8.8% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jun 23, 2025 |
IVV vs TEXN Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares Texas Equity ETF (TEXN) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +20.63% while TEXN returned +27.23%. Year to date, IVV is up 12.76% versus a gain of 21.27% for TEXN.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.8% for TEXN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -8.8% for TEXN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while TEXN charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.44% for TEXN.
Holdings Overlap
IVV and TEXN share 54 holdings out of 663 unique holdings combined, representing a 8.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TEXN?
IVV has an expense ratio of 0.03% while TEXN charges 0.20%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, IVV or TEXN?
Over the past year IVV returned +20.63% vs +27.23% for TEXN, so TEXN leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +6.99% vs +27.35% for TEXN. Past performance does not guarantee future results.
Which is riskier, IVV or TEXN?
IVV has been the more volatile fund at 15.1% annualized versus 10.8% for TEXN. Worst drawdown: IVV -56.5% vs TEXN -8.8%.
Should I hold both IVV and TEXN?
IVV and TEXN have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TEXN?
IVV and TEXN share 54 common holdings with a 8.6% weight overlap. Combined, they hold 663 unique securities.
Which pays a higher dividend, IVV or TEXN?
IVV yields 1.10% while TEXN yields 1.44%, so TEXN currently pays the higher dividend yield.
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