IVV vs USRT
iShares Core S&P 500 ETF vs iShares Core US REIT ETF
Which is better, IVV or USRT?
Large Cap Blend against Mid Cap Blend.
IVV has a lower expense ratio. IVV led over 3Y, 5Y and the full window, USRT over 1Y. IVV is less concentrated, with 37.3% of the fund in its ten largest positions against 50.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | USRT |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.08% |
| AUM | $879.1B | $4.3B |
| Dividend Yield | 1.09% | 2.75% |
| Holdings | 509 | 127 |
| YTD Return | +11.33% | +16.75%Best |
| 1Y Return | +13.50% | +16.77%Best |
| 3Y Return (annualized) | +20.45%Best | +13.65% |
| 5Y Return (annualized) | +11.61%Best | +3.24% |
| Volatility (annualized) | 15.5%Best | 21.5% |
| Max Drawdown | -56.5%Best | -72.9% |
| $10,000 over 5 years | $17,319Best | $11,728 |
| Top 10 Weight | 37.3%Best | 50.3% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Blend |
| Inception | May 15, 2000 | May 1, 2007 |
Volatility and max drawdown are measured over the window both funds cover: May 4, 2007 to Nov 13, 2026 (19.5 years).
IVV vs USRT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.5 years both funds cover.
IVV vs USRT Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares Core US REIT ETF (USRT) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +13.50% while USRT returned +16.77%. Year to date, IVV is up 11.33% versus a gain of 16.75% for USRT.
Over three years, IVV compounded at +20.45% per year against +13.65% for USRT; over five years the annualized figures are +11.61% and +3.24% respectively. Across the full 20-year window we track, IVV has the edge at +9.05% annualized vs +2.30%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USRT has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 15.5% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -72.9% for USRT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while USRT charges 0.08%. On a $10,000 position that is $3 vs $8 annually, a gap of $5 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.75% for USRT.
Holdings Overlap
1.5% of IVV's money is in holdings USRT also owns. 68.8% of USRT's money is in holdings IVV also owns.
The two portfolios partly overlap.
24 positions in common, counted across the 490 positions we hold weights for in IVV and 123 in USRT, against full books of 509 and 127.
What only one of them owns
Measured across the 490 and 123 positions we hold weights for.
IVV holds 461 positions USRT does not, 97.3% of the fund.
Largest: AAPL 7.70%, NVDA 7.58%, MSFT 5.93%, AMZN 3.61%, GOOGL 2.51%
Top Shared Holdings
| Stock | Weight in IVV | Weight in USRT | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 0.26% | 9.03% | 8.77% |
| PLDPrologis Inc | 0.19% | 6.93% | 6.74% |
| EQIXEquinix, Inc. | 0.15% | 6.12% | 5.97% |
| SPGSimon Property Group Inc | 0.11% | 4.72% | 4.61% |
| PSAPublic Storage | 0.08% | 4.47% | 4.39% |
| DLRDigital Realty Trust Inc. | 0.10% | 4.35% | 4.25% |
| ORealty Income Corp. | 0.08% | 4.03% | 3.95% |
| EQRVivmark Residential | 0.07% | 3.86% | 3.79% |
| VTRVentas, Inc. | 0.07% | 3.77% | 3.70% |
| IRMIron Mtn Inc New Com Npv | 0.05% | 3.00% | 2.95% |
68.8% of USRT is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or USRT?
IVV has an expense ratio of 0.03% while USRT charges 0.08%. IVV is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, IVV or USRT?
Over the past year IVV returned +13.50% vs +16.77% for USRT, so USRT leads on 1-year performance. Over the longest common window we track (20 years), IVV annualized +9.05% vs +2.30% for USRT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or USRT?
USRT has been the more volatile fund at 21.5% annualized versus 15.5% for IVV. Worst drawdown: IVV -56.5% vs USRT -72.9%.
Should I hold both IVV and USRT?
IVV and USRT have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and USRT?
68.8% of USRT's money is in holdings IVV also owns. 68.8% of USRT's is in holdings IVV also owns. They hold 24 positions in common, counted across the 490 positions we hold weights for in IVV and 123 in USRT.
Which pays a higher dividend, IVV or USRT?
IVV yields 1.09% while USRT yields 2.75%, so USRT currently pays the higher dividend yield.
Is USRT better than IVV?
IVV has a lower expense ratio. IVV led over 3Y, 5Y and the full window, USRT over 1Y. IVV is less concentrated, with 37.3% of the fund in its ten largest positions against 50.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.