IVV vs VSDA
iShares Core S&P 500 ETF vs VictoryShares Dividend Accelerator ETF
Which is better, IVV or VSDA?
Each has led over a different period.
IVV has a lower expense ratio. IVV led over 3Y, 5Y and the full window, VSDA over 1Y. VSDA is less concentrated, with 27.8% of the fund in its ten largest positions against 38.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | VSDA |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $850.0B | $229M |
| Dividend Yield | 1.09% | 2.41% |
| Holdings | 1,018 | 154 |
| YTD Return | +11.09% | +20.19%Best |
| 1Y Return | +11.71% | +23.51%Best |
| 3Y Return (annualized) | +21.10%Best | +16.06% |
| 5Y Return (annualized) | +11.55%Best | +8.69% |
| Volatility (annualized) | 15.7% | 15.2%Best |
| Max Drawdown | -33.9% | -32.2%Best |
| $10,000 over 5 years | $17,272Best | $15,169 |
| Top 10 Weight | 38.8% | 27.8%Best |
| Fund Family | iShares by BlackRock (US) | Victory Capital Management Inc. |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Apr 18, 2017 |
Volatility and max drawdown are measured over the window both funds cover: Apr 18, 2017 to Nov 9, 2026 (9.6 years).
IVV vs VSDA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.6 years both funds cover.
IVV vs VSDA Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and VictoryShares Dividend Accelerator ETF (VSDA) is an ETF from Victory Capital Management Inc.. Over the past year IVV returned +11.71% while VSDA returned +23.51%. Year to date, IVV is up 11.09% versus a gain of 20.19% for VSDA.
Over three years, IVV compounded at +21.10% per year against +16.06% for VSDA; over five years the annualized figures are +11.55% and +8.69% respectively. Across the full 10-year window we track, IVV has the edge at +13.93% annualized vs +11.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.2% for VSDA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -32.2% for VSDA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while VSDA charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.41% for VSDA.
Holdings Overlap
12.2% of IVV's money is in holdings VSDA also owns. 89.8% of VSDA's money is in holdings IVV also owns.
Most of VSDA is already inside IVV. Owning both mostly buys the same companies twice.
63 positions in common, counted across the 505 positions we hold weights for in IVV and 75 in VSDA, against full books of 1,018 and 154.
What only one of them owns
Our book lists 12 positions for VSDA that do not appear in our book for IVV (9.8% of the fund), and 436 for IVV that do not appear in VSDA (87.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in VSDA | Difference |
|---|---|---|---|
| CVXChevron Corp | 0.66% | 3.01% | 2.35% |
| MOAltria Group Inc | 0.18% | 3.33% | 3.15% |
| MDTMedtronic Plc Ordinary Shares | 0.17% | 3.25% | 3.08% |
| XOMExxonmobil Corp. | 1.09% | 1.96% | 0.87% |
| KMBKimberly-Clark Corp. | 0.05% | 2.88% | 2.83% |
| BF.BBrown-forman Corp. | 0.01% | 2.80% | 2.79% |
| PEPPepsico Inc | 0.26% | 2.52% | 2.26% |
| CLXClorox Co. | 0.02% | 2.66% | 2.64% |
| TROWT Rowe Price Grp | 0.03% | 2.51% | 2.48% |
| HRLHormel Foods Corp. | 0.01% | 2.51% | 2.50% |
89.8% of VSDA is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or VSDA?
IVV has an expense ratio of 0.03% while VSDA charges 0.35%. IVV is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, IVV or VSDA?
Over the past year IVV returned +11.71% vs +23.51% for VSDA, so VSDA leads on 1-year performance. Over the longest common window we track (10 years), IVV annualized +13.93% vs +11.39% for VSDA. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or VSDA?
IVV has been the more volatile fund at 15.7% annualized versus 15.2% for VSDA. Worst drawdown: IVV -33.9% vs VSDA -32.2%.
Should I hold both IVV and VSDA?
IVV and VSDA have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and VSDA?
89.8% of VSDA's money is in holdings IVV also owns. 89.8% of VSDA's is in holdings IVV also owns. They hold 63 positions in common, counted across the 505 positions we hold weights for in IVV and 75 in VSDA.
Which pays a higher dividend, IVV or VSDA?
IVV yields 1.09% while VSDA yields 2.41%, so VSDA currently pays the higher dividend yield.
Is VSDA better than IVV?
IVV has a lower expense ratio. IVV led over 3Y, 5Y and the full window, VSDA over 1Y. VSDA is less concentrated, with 27.8% of the fund in its ten largest positions against 38.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.