SCHD vs VSDA
Schwab US Dividend Equity ETF vs VictoryShares Dividend Accelerator ETF
Which is better, SCHD or VSDA?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. VSDA is less concentrated, with 28.3% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VSDA |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.35% |
| AUM | $112.2B | $222M |
| Dividend Yield | 3.13% | 2.47% |
| Holdings | 103 | 77 |
| YTD Return | +27.56%Best | +13.68% |
| 1Y Return | +30.29%Best | +12.83% |
| 3Y Return (annualized) | +16.37%Best | +12.30% |
| 5Y Return (annualized) | +10.23%Best | +7.95% |
| Volatility (annualized) | 15.6% | 15.0%Best |
| Max Drawdown | -33.4% | -32.2%Best |
| $10,000 over 5 years | $16,274Best | $14,659 |
| Top 10 Weight | 41.5% | 28.3%Best |
| Fund Family | Charles Schwab Asset Management | Victory Capital Management Inc. |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Apr 18, 2017 |
Volatility and max drawdown are measured over the window both funds cover: Apr 18, 2017 to Sep 4, 2026 (9.4 years).
SCHD vs VSDA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.4 years both funds cover.
SCHD vs VSDA Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and VictoryShares Dividend Accelerator ETF (VSDA) is an ETF from Victory Capital Management Inc.. Over the past year SCHD returned +30.29% while VSDA returned +12.83%. Year to date, SCHD is up 27.56% versus a gain of 13.68% for VSDA.
Over three years, SCHD compounded at +16.37% per year against +12.30% for VSDA; over five years the annualized figures are +10.23% and +7.95% respectively. Across the full 9-year window we track, SCHD has the edge at +11.82% annualized vs +10.97%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.0% for VSDA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -32.2% for VSDA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SCHD charges 0.06% per year while VSDA charges 0.35%. On a $10,000 position that is $6 vs $35 annually, a gap of $29 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 2.47% for VSDA.
Holdings Overlap
27.5% of SCHD's money is in holdings VSDA also owns. 27.9% of VSDA's money is in holdings SCHD also owns.
VSDA and SCHD share little of their money.
14 positions in common, counted across the 100 positions we hold weights for in SCHD and 75 in VSDA, against full books of 103 and 77.
What only one of them owns
Measured across the 100 and 75 positions we hold weights for.
SCHD holds 85 positions VSDA does not, 72.4% of the fund.
Largest: ABT 4.70%, AMGN 4.62%, HD 4.32%, MRK 4.26%, UNH 4.11%
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VSDA | Difference |
|---|---|---|---|
| PEPPepsico Inc. | 3.71% | 2.60% | 1.11% |
| CVXChevron Corp | 3.74% | 2.45% | 1.29% |
| MOAltria Group Inc | 2.86% | 3.02% | 0.16% |
| KOCoca Cola Co. | 4.20% | 1.42% | 2.78% |
| PGProcter & Gamble Company | 3.96% | 1.65% | 2.31% |
| BMYBristol-Myers Squibb Co. | 3.31% | 1.80% | 1.51% |
| KMBKimberly-Clark Corp. | 0.91% | 3.13% | 2.22% |
| TGTTarget Corp-1477 | 1.70% | 2.19% | 0.49% |
| TROWT Rowe Price Grp | 0.61% | 2.70% | 2.09% |
| BRBroadridge Financial Solutions, Inc. | 0.48% | 1.82% | 1.34% |
27.9% of VSDA is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, SCHD or VSDA?
SCHD has an expense ratio of 0.06% while VSDA charges 0.35%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, SCHD or VSDA?
Over the past year SCHD returned +30.29% vs +12.83% for VSDA, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), SCHD annualized +11.82% vs +10.97% for VSDA. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VSDA?
SCHD has been the more volatile fund at 15.6% annualized versus 15.0% for VSDA. Worst drawdown: SCHD -33.4% vs VSDA -32.2%.
Should I hold both SCHD and VSDA?
SCHD and VSDA have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SCHD and VSDA?
27.9% of VSDA's money is in holdings SCHD also owns. 27.9% of VSDA's is in holdings SCHD also owns. They hold 14 positions in common, counted across the 100 positions we hold weights for in SCHD and 75 in VSDA.
Which pays a higher dividend, SCHD or VSDA?
SCHD yields 3.13% while VSDA yields 2.47%, so SCHD currently pays the higher dividend yield.
Is VSDA better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. VSDA is less concentrated, with 28.3% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.