JFLX vs VTI
JPMorgan Flexible Debt ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | JFLX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $1.5B | $666.9B | |
| Dividend Yield | 3.64% | 1.07% | |
| Holdings | 1,579 | 3,543 | |
| YTD Return | +1.92% | +13.14% | |
| 1Y Return | +3.30% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -2.4% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 26, 2025 | May 24, 2001 |
JFLX vs VTI Performance
JPMorgan Flexible Debt ETF (JFLX) is a ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JFLX returned +3.30% while VTI returned +22.35%. Year to date, JFLX is up 1.92% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.4% for JFLX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
JFLX charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, JFLX currently yields 3.64% against 1.07% for VTI.
Holdings Overlap
JFLX and VTI share 4 holdings out of 3573 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JFLX or VTI?
JFLX has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, JFLX or VTI?
Over the past year JFLX returned +3.30% vs +22.35% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between JFLX and VTI?
JFLX and VTI share 4 common holdings with a 0.1% weight overlap. Combined, they hold 3573 unique securities.
Which pays a higher dividend, JFLX or VTI?
JFLX yields 3.64% while VTI yields 1.07%, so JFLX currently pays the higher dividend yield.
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