JSTC vs SPY
Adasina Social Justice All Cap Global ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. JSTC offers more diversification with 631 holdings.
Side-by-Side Comparison
| Metric | JSTC | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.89% | 0.09% | |
| AUM | $308M | $821.1B | |
| Dividend Yield | 1.22% | 1.01% | |
| Holdings | 631 | 505 | |
| YTD Return | +13.41% | +12.68% | |
| 1Y Return | +16.49% | +21.82% | |
| 3Y Return (annualized) | +15.06% | +21.98% | |
| 5Y Return (annualized) | +6.64% | +12.89% | |
| Volatility (annualized) | 14.2% | 15.3% | |
| Max Drawdown | -26.8% | -56.5% | |
| Fund Family | Adasina ETF Social Capital | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Dec 8, 2020 | Jan 22, 1993 |
JSTC vs SPY Performance
Adasina Social Justice All Cap Global ETF (JSTC) is a ETF from Adasina ETF Social Capital and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year JSTC returned +16.49% while SPY returned +21.82%. Year to date, JSTC is up 13.41% versus a gain of 12.68% for SPY.
Over three years, JSTC compounded at +15.06% per year against +21.98% for SPY; over five years the annualized figures are +6.64% and +12.89% respectively. Across the full 6-year window we track, JSTC has the edge at +8.81% annualized vs +8.81%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.2% for JSTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for JSTC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JSTC charges 0.89% per year while SPY charges 0.09%. On a $10,000 position that is $89 vs $9 annually, a gap of $80 per year that compounds over a long holding period. On income, JSTC currently yields 1.22% against 1.01% for SPY.
Holdings Overlap
JSTC and SPY share 83 holdings out of 1004 unique holdings combined, representing a 10.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JSTC or SPY?
JSTC has an expense ratio of 0.89% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $80 per year of difference.
Which performed better, JSTC or SPY?
Over the past year JSTC returned +16.49% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (6 years), JSTC annualized +8.81% vs +8.81% for SPY. Past performance does not guarantee future results.
Which is riskier, JSTC or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 14.2% for JSTC. Worst drawdown: JSTC -26.8% vs SPY -56.5%.
Should I hold both JSTC and SPY?
JSTC and SPY have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between JSTC and SPY?
JSTC and SPY share 83 common holdings with a 10.9% weight overlap. Combined, they hold 1004 unique securities.
Which pays a higher dividend, JSTC or SPY?
JSTC yields 1.22% while SPY yields 1.01%, so JSTC currently pays the higher dividend yield.
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