JSTC vs VTI
Adasina Social Justice All Cap Global ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JSTC or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JSTC | VTI |
|---|---|---|
| Expense Ratio | 0.89% | 0.03%Best |
| AUM | $297M | $690.1B |
| Dividend Yield | 1.20% | 1.03% |
| Holdings | 615 | 3,524 |
| YTD Return | +10.54% | +12.51%Best |
| 1Y Return | +11.70% | +15.23%Best |
| 3Y Return (annualized) | +15.00% | +22.50%Best |
| 5Y Return (annualized) | +6.45% | +12.31%Best |
| Volatility (annualized) | 14.1%Best | 15.1% |
| Max Drawdown | -26.8% | -25.4%Best |
| $10,000 over 5 years | $13,669 | $17,869Best |
| Fund Family | Adasina ETF Social Capital | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 8, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 10, 2020 to Oct 1, 2026 (5.8 years).
JSTC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.8 years both funds cover.
JSTC vs VTI Performance
Adasina Social Justice All Cap Global ETF (JSTC) is an ETF from Adasina ETF Social Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JSTC returned +11.70% while VTI returned +15.23%. Year to date, JSTC is up 10.54% versus a gain of 12.51% for VTI.
Over three years, JSTC compounded at +15.00% per year against +22.50% for VTI; over five years the annualized figures are +6.45% and +12.31% respectively. Across the full 6-year window we track, VTI has the edge at +13.92% annualized vs +8.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.1% for JSTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for JSTC and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JSTC charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, JSTC currently yields 1.20% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in JSTC and 3,463 in VTI, totalling 0.4% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in JSTC and 3,463 in VTI, against full books of 615 and 3,524.
You are not choosing between two funds in isolation.
Whichever of JSTC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JSTC or VTI?
JSTC has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option, by $86 a year on a $10,000 investment.
Which performed better, JSTC or VTI?
Over the past year JSTC returned +11.70% vs +15.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), JSTC annualized +8.16% vs +13.92% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JSTC or VTI?
VTI has been the more volatile fund at 15.1% annualized versus 14.1% for JSTC. Worst drawdown: JSTC -26.8% vs VTI -25.4%.
Should I hold both JSTC and VTI?
JSTC and VTI have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, JSTC or VTI?
JSTC yields 1.20% while VTI yields 1.03%, so JSTC currently pays the higher dividend yield.
Is VTI better than JSTC?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.