JSTC vs SCHD
Adasina Social Justice All Cap Global ETF vs Schwab US Dividend Equity ETF
Which is better, JSTC or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. JSTC is less concentrated, with 11.0% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JSTC | SCHD |
|---|---|---|
| Expense Ratio | 0.89% | 0.06%Best |
| AUM | $304M | $112.2B |
| Dividend Yield | 1.22% | 3.13% |
| Holdings | 631 | 103 |
| YTD Return | +12.06% | +26.13%Best |
| 1Y Return | +13.65% | +30.01%Best |
| 3Y Return (annualized) | +14.03% | +16.09%Best |
| 5Y Return (annualized) | +6.11% | +9.95%Best |
| Volatility (annualized) | 14.1%Best | 14.6% |
| Max Drawdown | -26.8% | -16.9%Best |
| $10,000 over 5 years | $13,452 | $16,069Best |
| Top 10 Weight | 11.0%Best | 41.5% |
| Fund Family | Adasina ETF Social Capital | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 8, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Dec 10, 2020 to Sep 8, 2026 (5.7 years).
JSTC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
JSTC vs SCHD Performance
Adasina Social Justice All Cap Global ETF (JSTC) is an ETF from Adasina ETF Social Capital and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JSTC returned +13.65% while SCHD returned +30.01%. Year to date, JSTC is up 12.06% versus a gain of 26.13% for SCHD.
Over three years, JSTC compounded at +14.03% per year against +16.09% for SCHD; over five years the annualized figures are +6.11% and +9.95% respectively. Across the full 6-year window we track, SCHD has the edge at +12.31% annualized vs +8.51%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 14.1% for JSTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for JSTC and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JSTC charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period. On income, JSTC currently yields 1.22% against 3.13% for SCHD.
Holdings Overlap
1.5% of JSTC's money is in holdings SCHD also owns. 4.8% of SCHD's money is in holdings JSTC also owns.
SCHD and JSTC share little of their money.
6 positions in common, counted across the 617 positions we hold weights for in JSTC and 100 in SCHD, against full books of 631 and 103.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for JSTC (94.9% of the fund), and 300 for JSTC that do not appear in SCHD (56.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JSTC | Weight in SCHD | Difference |
|---|---|---|---|
| ADPAutomatic Data Processing, Inc. | 0.65% | 2.72% | 2.07% |
| PAYXPaychex, Inc. | 0.39% | 0.97% | 0.58% |
| BRBroadridge Financial Solutions, Inc. | 0.21% | 0.48% | 0.27% |
| EWBCEast West Bancorp, Inc. | 0.17% | 0.45% | 0.28% |
| MSMMsc Industrial Direct Co Inc | 0.02% | 0.14% | 0.12% |
| AGMFederal Agricultural Mortgage Corp | 0.03% | 0.05% | 0.02% |
You are not choosing between two funds in isolation.
Whichever of JSTC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JSTC or SCHD?
JSTC has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option, by $83 a year on a $10,000 investment.
Which performed better, JSTC or SCHD?
Over the past year JSTC returned +13.65% vs +30.01% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), JSTC annualized +8.51% vs +12.31% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JSTC or SCHD?
SCHD has been the more volatile fund at 14.6% annualized versus 14.1% for JSTC. Worst drawdown: JSTC -26.8% vs SCHD -16.9%.
Should I hold both JSTC and SCHD?
JSTC and SCHD have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between JSTC and SCHD?
4.8% of SCHD's money is in holdings JSTC also owns. 4.8% of SCHD's is in holdings JSTC also owns. They hold 6 positions in common, counted across the 617 positions we hold weights for in JSTC and 100 in SCHD.
Which pays a higher dividend, JSTC or SCHD?
JSTC yields 1.22% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than JSTC?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. JSTC is less concentrated, with 11.0% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.