JSTC vs QQQ

JSTC vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. JSTC offers more diversification with 631 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: JSTC

Side-by-Side Comparison

MetricJSTCQQQWinner
Expense Ratio0.89%0.18%
AUM$308M$496.3B
Dividend Yield1.22%0.44%
Holdings631108
YTD Return+12.90%+16.23%
1Y Return+15.43%+26.23%
3Y Return (annualized)+14.84%+25.75%
5Y Return (annualized)+6.73%+14.78%
Volatility (annualized)14.2%30.6%
Max Drawdown-26.8%-83.0%
Fund FamilyAdasina ETF Social CapitalInvesco (US)
CategoryEquityEquity
InceptionDec 8, 2020Mar 10, 1999

JSTC vs QQQ Performance

Adasina Social Justice All Cap Global ETF (JSTC) is a ETF from Adasina ETF Social Capital and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year JSTC returned +15.43% while QQQ returned +26.23%. Year to date, JSTC is up 12.90% versus a gain of 16.23% for QQQ.

Over three years, JSTC compounded at +14.84% per year against +25.75% for QQQ; over five years the annualized figures are +6.73% and +14.78% respectively. Across the full 6-year window we track, QQQ has the edge at +13.02% annualized vs +8.73%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.2% for JSTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.8% for JSTC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

JSTC charges 0.89% per year while QQQ charges 0.18%. On a $10,000 position that is $89 vs $18 annually, a gap of $71 per year that compounds over a long holding period. On income, JSTC currently yields 1.22% against 0.44% for QQQ.

Holdings Overlap

8.7%overlap

JSTC and QQQ share 22 holdings out of 663 unique holdings combined, representing a 8.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JSTCWeight in QQQDifference
AMD0.78%3.45%2.67%
LRCX1.33%1.69%0.36%
INTC0.42%2.23%1.81%
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Frequently Asked Questions

Which is cheaper, JSTC or QQQ?

JSTC has an expense ratio of 0.89% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, JSTC or QQQ?

Over the past year JSTC returned +15.43% vs +26.23% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (6 years), JSTC annualized +8.73% vs +13.02% for QQQ. Past performance does not guarantee future results.

Which is riskier, JSTC or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 14.2% for JSTC. Worst drawdown: JSTC -26.8% vs QQQ -83.0%.

Should I hold both JSTC and QQQ?

JSTC and QQQ have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JSTC and QQQ?

JSTC and QQQ share 22 common holdings with a 8.7% weight overlap. Combined, they hold 663 unique securities.

Which pays a higher dividend, JSTC or QQQ?

JSTC yields 1.22% while QQQ yields 0.44%, so JSTC currently pays the higher dividend yield.

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