KBFR vs SPY

KBFR vs SPY
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Quick Verdict

SPY has a lower expense ratio. KBFR offers more diversification with 843 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: KBFR

Side-by-Side Comparison

MetricKBFRSPYWinner
Expense Ratio0.79%0.09%
AUM$11M$821.1B
Dividend Yield0.30%1.01%
Holdings843505
YTD Return+11.11%+12.22%
1Y Return-+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)-15.3%
Max Drawdown-4.2%-56.5%
Fund FamilyInnovator ETFs TrustState Street Investment Management
CategoryAlternativeEquity
InceptionFeb 24, 2026Jan 22, 1993

KBFR vs SPY Performance

Innovator US Small Cap Managed 10 Buffer ETF (KBFR) is a ETF from Innovator ETFs Trust and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, KBFR is up 11.11% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.2% for KBFR and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

KBFR charges 0.79% per year while SPY charges 0.09%. On a $10,000 position that is $79 vs $9 annually, a gap of $70 per year that compounds over a long holding period. On income, KBFR currently yields 0.30% against 1.01% for SPY.

Holdings Overlap

0.1%overlap

KBFR and SPY share 1 holdings out of 1265 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KBFRWeight in SPYDifference
PSA0.12%0.08%0.04%

Frequently Asked Questions

Which is cheaper, KBFR or SPY?

KBFR has an expense ratio of 0.79% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $70 per year of difference.

What is the holdings overlap between KBFR and SPY?

KBFR and SPY share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1265 unique securities.

Which pays a higher dividend, KBFR or SPY?

KBFR yields 0.30% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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