KBFR vs VTI

KBFR vs VTI

Which is better, KBFR or VTI?

Option Writing against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricKBFRVTI
Expense Ratio0.79%0.03%Best
AUM$11M$666.9B
Dividend Yield0.29%1.03%
Holdings1,6863,543
YTD Return+7.42%+11.06%Best
1Y Return-+15.41%
3Y Return (annualized)-+20.48%
5Y Return (annualized)-+11.52%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionFeb 24, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

KBFR vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

KBFR vs VTI Performance

Innovator US Small Cap Managed 10 Buffer ETF (KBFR) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, KBFR is up 7.42% versus a gain of 11.06% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

KBFR charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, KBFR currently yields 0.29% against 1.03% for VTI.

Holdings Overlap

VTI already in KBFR2.0%

At least 2.0% of VTI's money is in holdings KBFR also owns.

Stated as a floor: for KBFR, our book for it covers 88.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VTI and KBFR share little of their money.

704 positions in common, counted across the 757 positions we hold weights for in KBFR and 3,463 in VTI, against full books of 1,686 and 3,543.

Top Shared Holdings

StockWeight in KBFRWeight in VTIDifference
TWSTTwist Bioscience Corp.0.30%0.01%0.29%
TXG10x Genomics Inc Com Usd 1 Cl A0.30%0.01%0.29%
PBFPbf Energy Inc0.30%0.01%0.29%
SMSm Energy Co0.28%0.01%0.27%
MMSIMerit Medical Systems Inc0.28%0.01%0.27%
ELFElf Beauty, Inc.0.27%0.01%0.26%
GTLBGitlab Inc Cl A0.26%0.01%0.25%
ORKAOruka Therapeutics Inc Orka0.25%0.01%0.24%
ZETAZeta Global Holdings Corp-A0.25%0.01%0.24%
MATXMatson Inc0.24%0.01%0.23%

You are not choosing between two funds in isolation.

Whichever of KBFR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

KBFRVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, KBFR or VTI?

KBFR has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.

What is the holdings overlap between KBFR and VTI?

At least 2.0% of VTI's money is in holdings KBFR also owns. Our book for KBFR is partial, so the real figure is this or higher. They hold 704 positions in common, counted across the 757 positions we hold weights for in KBFR and 3,463 in VTI.

Which pays a higher dividend, KBFR or VTI?

KBFR yields 0.29% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than KBFR?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.