KBFR vs SCHD
Innovator US Small Cap Managed 10 Buffer ETF vs Schwab US Dividend Equity ETF
Which is better, KBFR or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KBFR | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $11M | $112.1B |
| Dividend Yield | 0.29% | 3.00% |
| Holdings | 1,686 | 103 |
| YTD Return | +7.42% | +24.04%Best |
| 1Y Return | - | +27.95% |
| 3Y Return (annualized) | - | +15.51% |
| 5Y Return (annualized) | - | +9.80% |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Feb 24, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
KBFR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
KBFR vs SCHD Performance
Innovator US Small Cap Managed 10 Buffer ETF (KBFR) is an ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, KBFR is up 7.42% versus a gain of 24.04% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
KBFR charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, KBFR currently yields 0.29% against 3.00% for SCHD.
Holdings Overlap
At least 1.4% of SCHD's money is in holdings KBFR also owns.
Stated as a floor: for KBFR, our book for it covers 88.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and KBFR share little of their money.
20 positions in common, counted across the 757 positions we hold weights for in KBFR and 100 in SCHD, against full books of 1,686 and 103.
Top Shared Holdings
| Stock | Weight in KBFR | Weight in SCHD | Difference |
|---|---|---|---|
| MURMurphy Oil Corp | 0.23% | 0.12% | 0.11% |
| MMacy'S Inc. | 0.20% | 0.14% | 0.06% |
| MCMoelis & Co_None_0 | 0.18% | 0.12% | 0.06% |
| RHIRobert Half International Inc. | 0.18% | 0.11% | 0.07% |
| CVBFCvb Financial Corp. | 0.19% | 0.09% | 0.10% |
| KFYKorn Ferry | 0.12% | 0.11% | 0.01% |
| CWENClearway Energy, Inc., Class C | 0.12% | 0.09% | 0.03% |
| LANCLancaster Colony Corp | 0.15% | 0.06% | 0.09% |
| FHIFederated Investors Inc. | 0.09% | 0.11% | 0.02% |
| IPARInter Parfums Inc | 0.12% | 0.05% | 0.07% |
You are not choosing between two funds in isolation.
Whichever of KBFR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KBFR or SCHD?
KBFR has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
What is the holdings overlap between KBFR and SCHD?
At least 1.4% of SCHD's money is in holdings KBFR also owns. Our book for KBFR is partial, so the real figure is this or higher. They hold 20 positions in common, counted across the 757 positions we hold weights for in KBFR and 100 in SCHD.
Which pays a higher dividend, KBFR or SCHD?
KBFR yields 0.29% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than KBFR?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.