KBFR vs SCHD
Innovator US Small Cap Managed 10 Buffer ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. KBFR offers more diversification with 843 holdings.
Side-by-Side Comparison
| Metric | KBFR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.06% | |
| AUM | $11M | $108.7B | |
| Dividend Yield | 0.30% | 3.13% | |
| Holdings | 843 | 104 | |
| YTD Return | +11.89% | +27.67% | |
| 1Y Return | - | +29.56% | |
| 3Y Return (annualized) | - | +16.53% | |
| 5Y Return (annualized) | - | +9.95% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -4.2% | -33.4% | |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Feb 24, 2026 | Oct 20, 2011 |
KBFR vs SCHD Performance
Innovator US Small Cap Managed 10 Buffer ETF (KBFR) is a ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, KBFR is up 11.89% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -4.2% for KBFR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
KBFR charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, KBFR currently yields 0.30% against 3.13% for SCHD.
Holdings Overlap
KBFR and SCHD share 21 holdings out of 841 unique holdings combined, representing a 1.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KBFR or SCHD?
KBFR has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
What is the holdings overlap between KBFR and SCHD?
KBFR and SCHD share 21 common holdings with a 1.4% weight overlap. Combined, they hold 841 unique securities.
Which pays a higher dividend, KBFR or SCHD?
KBFR yields 0.30% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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