LFGY vs SPY

LFGY vs SPY

Which is better, LFGY or SPY?

Multi Alternative against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLFGYSPY
Expense Ratio1.02%0.09%Best
AUM$88M$804.7B
Dividend Yield78.62%0.98%
Holdings91505
YTD Return+5.42%+10.96%Best
1Y Return-7.07%+15.52%Best
3Y Return (annualized)-+20.73%
5Y Return (annualized)-+12.53%
Volatility (annualized)34.1%13.1%Best
Max Drawdown-35.9%-18.8%Best
$10,000 over 1.7 years$10,085$13,238Best
Fund FamilyYieldMax ETFState Street Investment Management
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionJan 13, 2025Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 14, 2025 to Sep 16, 2026 (1.7 years).

LFGY vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.

LFGY vs SPY Performance

YieldMax Crypto Industry & Tech Portfolio Option Income ETF (LFGY) is an ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year LFGY returned -7.07% while SPY returned +15.52%. Year to date, LFGY is up 5.42% versus a gain of 10.96% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

LFGY has been the more volatile fund, with annualized monthly volatility of 34.1% compared with 13.1% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.9% for LFGY and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

LFGY charges 1.02% per year while SPY charges 0.09%. On a $10,000 position that is $102 vs $9 annually, a gap of $93 per year that compounds over a long holding period. On income, LFGY currently yields 78.62% against 0.98% for SPY.

Holdings Overlap

SPY already in LFGY8.2%

At least 8.2% of SPY's money is in holdings LFGY also owns.

Stated as a floor: for LFGY, our book for it covers 91.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SPY and LFGY share little of their money.

4 positions in common, counted across the 22 positions we hold weights for in LFGY and 504 in SPY, against full books of 91 and 505.

Top Shared Holdings

StockWeight in LFGYWeight in SPYDifference
NVDANvidia Corp5.76%8.01%2.25%
SQBlock Inc5.90%0.06%5.84%
PYPLPaypay Holdings, Inc.3.62%0.07%3.55%
COINCoinbase Globa-A3.02%0.06%2.96%

You are not choosing between two funds in isolation.

Whichever of LFGY and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

LFGYSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LFGY or SPY?

LFGY has an expense ratio of 1.02% while SPY charges 0.09%. SPY is the cheaper option, by $93 a year on a $10,000 investment.

Which performed better, LFGY or SPY?

Over the past year LFGY returned -7.07% vs +15.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), LFGY annualized +0.50% vs +17.94% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LFGY or SPY?

LFGY has been the more volatile fund at 34.1% annualized versus 13.1% for SPY. Worst drawdown: LFGY -35.9% vs SPY -18.8%.

Should I hold both LFGY and SPY?

LFGY and SPY have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between LFGY and SPY?

At least 8.2% of SPY's money is in holdings LFGY also owns. Our book for LFGY is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 22 positions we hold weights for in LFGY and 504 in SPY.

Which pays a higher dividend, LFGY or SPY?

LFGY yields 78.62% while SPY yields 0.98%, so LFGY currently pays the higher dividend yield.

Is SPY better than LFGY?

SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.