LGI vs SCHD
Lazard Global Total Return and Income Fund vs Schwab US Dividend Equity ETF
Which is better, LGI or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LGI | SCHD |
|---|---|---|
| Expense Ratio | 1.72% | 0.06%Best |
| AUM | $236M | $119.9B |
| Dividend Yield | 10.06% | 2.96% |
| Holdings | 79 | 204 |
| YTD Return | +5.06% | +33.09%Best |
| 1Y Return | +7.40% | +37.17%Best |
| 3Y Return (annualized) | +18.09% | +20.32%Best |
| 5Y Return (annualized) | +5.68% | +10.36%Best |
| Volatility (annualized) | 18.7% | 13.8%Best |
| Max Drawdown | -50.6% | -33.4%Best |
| $10,000 over 5 years | $13,181 | $16,370Best |
| Fund Family | Lazard Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Apr 28, 2004 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Nov 11, 2026 (15.1 years).
LGI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.1 years both funds cover.
LGI vs SCHD Performance
Lazard Global Total Return and Income Fund (LGI) is an ETF from Lazard Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LGI returned +7.40% while SCHD returned +37.17%. Year to date, LGI is up 5.06% versus a gain of 33.09% for SCHD.
Over three years, LGI compounded at +18.09% per year against +20.32% for SCHD; over five years the annualized figures are +5.68% and +10.36% respectively. Across the full 15-year window we track, SCHD has the edge at +11.69% annualized vs +5.04%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LGI has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 13.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.6% for LGI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LGI charges 1.72% per year while SCHD charges 0.06%. On a $10,000 position that is $172 vs $6 annually, a gap of $166 per year that compounds over a long holding period. On income, LGI currently yields 10.06% against 2.96% for SCHD.
Holdings Overlap
At least 8.9% of SCHD's money is in holdings LGI also owns.
Stated as a floor: for LGI, our book for it covers 87.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and LGI share little of their money.
3 positions in common, counted across the 68 positions we hold weights for in LGI and 98 in SCHD, against full books of 79 and 204.
You are not choosing between two funds in isolation.
Whichever of LGI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LGI or SCHD?
LGI has an expense ratio of 1.72% while SCHD charges 0.06%. SCHD is the cheaper option, by $166 a year on a $10,000 investment.
Which performed better, LGI or SCHD?
Over the past year LGI returned +7.40% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), LGI annualized +5.04% vs +11.69% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LGI or SCHD?
LGI has been the more volatile fund at 18.7% annualized versus 13.8% for SCHD. Worst drawdown: LGI -50.6% vs SCHD -33.4%.
Should I hold both LGI and SCHD?
LGI and SCHD have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LGI and SCHD?
At least 8.9% of SCHD's money is in holdings LGI also owns. Our book for LGI is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 68 positions we hold weights for in LGI and 98 in SCHD.
Which pays a higher dividend, LGI or SCHD?
LGI yields 10.06% while SCHD yields 2.96%, so LGI currently pays the higher dividend yield.
Is SCHD better than LGI?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.