LTTI vs QQQ
FT Vest 20+ Year Treasury & Target Income ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | LTTI | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.18% | |
| AUM | $15M | $455.8B | |
| Dividend Yield | 9.16% | 0.41% | |
| Holdings | 5 | 108 | |
| YTD Return | -3.93% | +17.85% | |
| 1Y Return | -2.47% | +26.45% | |
| 3Y Return (annualized) | - | +26.07% | |
| 5Y Return (annualized) | - | +15.16% | |
| Volatility (annualized) | 8.0% | 30.6% | |
| Max Drawdown | -9.0% | -83.0% | |
| Fund Family | First Trust Portfolios (US) | Invesco (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 12, 2025 | Mar 10, 1999 |
LTTI vs QQQ Performance
FT Vest 20+ Year Treasury & Target Income ETF (LTTI) is a ETF from First Trust Portfolios (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year LTTI returned -2.47% while QQQ returned +26.45%. Year to date, LTTI is down 3.93% versus a gain of 17.85% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 8.0% for LTTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for LTTI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.22. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LTTI charges 0.65% per year while QQQ charges 0.18%. On a $10,000 position that is $65 vs $18 annually, a gap of $47 per year that compounds over a long holding period. On income, LTTI currently yields 9.16% against 0.41% for QQQ.
Frequently Asked Questions
Which is cheaper, LTTI or QQQ?
LTTI has an expense ratio of 0.65% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, LTTI or QQQ?
Over the past year LTTI returned -2.47% vs +26.45% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), LTTI annualized -1.47% vs +13.09% for QQQ. Past performance does not guarantee future results.
Which is riskier, LTTI or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 8.0% for LTTI. Worst drawdown: LTTI -9.0% vs QQQ -83.0%.
Should I hold both LTTI and QQQ?
LTTI and QQQ have a monthly-return correlation of 0.22, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, LTTI or QQQ?
LTTI yields 9.16% while QQQ yields 0.41%, so LTTI currently pays the higher dividend yield.
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