MFVL vs VTI
Motley Fool Value Factor ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MFVL or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. MFVL led over 1Y. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 45.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MFVL | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $8M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 206 | 3,542 |
| YTD Return | +11.44%Best | +8.54% |
| 1Y Return | +12.63%Best | +11.14% |
| 3Y Return (annualized) | - | +20.29% |
| 5Y Return (annualized) | - | +9.84% |
| Top 10 Weight | 45.7% | 34.6%Best |
| Fund Family | Motley Fool Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Dec 8, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
MFVL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MFVL vs VTI Performance
Motley Fool Value Factor ETF (MFVL) is an ETF from Motley Fool Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MFVL returned +12.63% while VTI returned +11.14%. Year to date, MFVL is up 11.44% versus a gain of 8.54% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
MFVL charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, MFVL currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
97.5% of MFVL's money is in holdings VTI also owns. 5.7% of VTI's money is in holdings MFVL also owns.
Most of MFVL is already inside VTI. Owning both mostly buys the same companies twice.
98 positions in common, counted across the 100 positions we hold weights for in MFVL and 3,464 in VTI, against full books of 206 and 3,542.
What only one of them owns
Our book lists 1,057 positions for VTI that do not appear in our book for MFVL (91.2% of the fund), and 2 for MFVL that do not appear in VTI (1.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MFVL | Weight in VTI | Difference |
|---|---|---|---|
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 4.84% | 1.21% | 3.63% |
| XOMExxonmobil Corp. | 5.08% | 0.92% | 4.16% |
| CVXChevron Corp | 4.95% | 0.52% | 4.43% |
| DISWalt Disney Co | 4.88% | 0.25% | 4.63% |
| CRMSalesforce Inc Crm Us Equity | 4.80% | 0.24% | 4.56% |
| CVSCvs Health Corp | 4.82% | 0.15% | 4.67% |
| COFCapital One Financial Corp. | 4.45% | 0.16% | 4.29% |
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 4.45% | 0.10% | 4.35% |
| BMYBristol-Myers Squibb Co. | 4.03% | 0.17% | 3.86% |
| HCAHca Healthcare Inc. | 3.36% | 0.08% | 3.28% |
97.5% of MFVL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MFVL or VTI?
MFVL has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, MFVL or VTI?
Over the past year MFVL returned +12.63% vs +11.14% for VTI, so MFVL leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
What is the holdings overlap between MFVL and VTI?
97.5% of MFVL's money is in holdings VTI also owns. 5.7% of VTI's is in holdings MFVL also owns. They hold 98 positions in common, counted across the 100 positions we hold weights for in MFVL and 3,464 in VTI.
Which pays a higher dividend, MFVL or VTI?
MFVL yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than MFVL?
VTI has a lower expense ratio. MFVL led over 1Y. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 45.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.