MID vs VTI
American Century Mid Cap Growth Impact ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MID or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 52.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MID | VTI |
|---|---|---|
| Expense Ratio | 0.39% | 0.03%Best |
| AUM | $103M | $666.9B |
| Dividend Yield | 0.14% | 1.03% |
| Holdings | 35 | 3,543 |
| YTD Return | +7.52% | +13.14%Best |
| 1Y Return | +4.06% | +16.63%Best |
| 3Y Return (annualized) | +16.97% | +22.30%Best |
| 5Y Return (annualized) | +3.38% | +12.01%Best |
| Volatility (annualized) | 20.4% | 15.7%Best |
| Max Drawdown | -40.1% | -25.4%Best |
| $10,000 over 5 years | $11,808 | $17,631Best |
| Top 10 Weight | 52.3% | 33.3%Best |
| Fund Family | American Century Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Jul 15, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jul 15, 2020 to Sep 23, 2026 (6.2 years).
MID vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.
MID vs VTI Performance
American Century Mid Cap Growth Impact ETF (MID) is an ETF from American Century Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MID returned +4.06% while VTI returned +16.63%. Year to date, MID is up 7.52% versus a gain of 13.14% for VTI.
Over three years, MID compounded at +16.97% per year against +22.30% for VTI; over five years the annualized figures are +3.38% and +12.01% respectively. Across the full 6-year window we track, VTI has the edge at +15.96% annualized vs +9.73%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MID has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.1% for MID and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MID charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, MID currently yields 0.14% against 1.03% for VTI.
Holdings Overlap
85.8% of MID's money is in holdings VTI also owns. 1.5% of VTI's money is in holdings MID also owns.
Most of MID is already inside VTI. Owning both mostly buys the same companies twice.
27 positions in common, counted across the 34 positions we hold weights for in MID and 3,463 in VTI, against full books of 35 and 3,543.
What only one of them owns
Our book lists 1,124 positions for VTI that do not appear in our book for MID (96.0% of the fund), and 4 for MID that do not appear in VTI (7.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MID | Weight in VTI | Difference |
|---|---|---|---|
| NETCloudflare Inc (180 Day Lockup) | 7.80% | 0.12% | 7.68% |
| OKTAOkta Inc. | 6.73% | 0.03% | 6.70% |
| MPWRMonolithic Power Systems Inc | 5.47% | 0.09% | 5.38% |
| JCIJohnson Controls Intl Plc | 4.91% | 0.12% | 4.79% |
| CDNSCadence Design Systems Inc. | 4.76% | 0.13% | 4.63% |
| MTSIMacom Technology Solutions Holdings, Inc. | 4.78% | 0.02% | 4.76% |
| TRGPTarga Resources Corp Preferred | 4.68% | 0.08% | 4.60% |
| CMGChipotle Mexican Grill Inc. Class A | 4.58% | 0.07% | 4.51% |
| WCCWesco International Inc | 4.42% | 0.02% | 4.40% |
| HUBBHubbell Inc | 4.19% | 0.03% | 4.16% |
85.8% of MID is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MID or VTI?
MID has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, MID or VTI?
Over the past year MID returned +4.06% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), MID annualized +9.73% vs +15.96% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MID or VTI?
MID has been the more volatile fund at 20.4% annualized versus 15.7% for VTI. Worst drawdown: MID -40.1% vs VTI -25.4%.
Should I hold both MID and VTI?
MID and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MID and VTI?
85.8% of MID's money is in holdings VTI also owns. 1.5% of VTI's is in holdings MID also owns. They hold 27 positions in common, counted across the 34 positions we hold weights for in MID and 3,463 in VTI.
Which pays a higher dividend, MID or VTI?
MID yields 0.14% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than MID?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 52.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.