MINT vs VXUS

MINT vs VXUS

Which is better, MINT or VXUS?

Short Term Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMINTVXUS
Expense Ratio0.36%0.05%Best
AUM$17.5B$158.1B
Dividend Yield4.18%2.51%
Holdings1,0188,747
YTD Return+2.97%+13.64%Best
1Y Return+4.36%+20.82%Best
3Y Return (annualized)+5.13%+19.58%Best
5Y Return (annualized)+3.70%+9.14%Best
Volatility (annualized)1.2%Best15.0%
Max Drawdown-4.8%Best-39.9%
$10,000 over 5 years$11,992$15,485Best
Fund FamilyPIMCO (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Blend
InceptionNov 16, 2009Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 17, 2026 (15.6 years).

MINT vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.6 years both funds cover.

MINT vs VXUS Performance

PIMCO Enhanced Short Maturity Active Exchange-Traded Fund (MINT) is an ETF from PIMCO (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year MINT returned +4.36% while VXUS returned +20.82%. Year to date, MINT is up 2.97% versus a gain of 13.64% for VXUS.

Over three years, MINT compounded at +5.13% per year against +19.58% for VXUS; over five years the annualized figures are +3.70% and +9.14% respectively. Across the full 16-year window we track, VXUS has the edge at +4.77% annualized vs +1.25%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 1.2% for MINT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.8% for MINT and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

MINT charges 0.36% per year while VXUS charges 0.05%. On a $10,000 position that is $36 vs $5 annually, a gap of $31 per year that compounds over a long holding period. On income, MINT currently yields 4.18% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 695 holdings in MINT and 8,082 in VXUS, totalling 63.1% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 695 positions we hold weights for in MINT and 8,082 in VXUS, against full books of 1,018 and 8,747.

You are not choosing between two funds in isolation.

Whichever of MINT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MINTVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MINT or VXUS?

MINT has an expense ratio of 0.36% while VXUS charges 0.05%. VXUS is the cheaper option, by $31 a year on a $10,000 investment.

Which performed better, MINT or VXUS?

Over the past year MINT returned +4.36% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), MINT annualized +1.25% vs +4.77% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MINT or VXUS?

VXUS has been the more volatile fund at 15.0% annualized versus 1.2% for MINT. Worst drawdown: MINT -4.8% vs VXUS -39.9%.

Should I hold both MINT and VXUS?

MINT and VXUS have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, MINT or VXUS?

MINT yields 4.18% while VXUS yields 2.51%, so MINT currently pays the higher dividend yield.

Is VXUS better than MINT?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.