MSFW vs VTI
Roundhill MSFT WeeklyPay ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MSFW | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.00% | 0.03% | |
| AUM | $35M | $666.9B | |
| Dividend Yield | 42.37% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | -8.01% | +14.82% | |
| 1Y Return | -19.57% | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 41.9% | 15.4% | |
| Max Drawdown | -45.6% | -56.6% | |
| Fund Family | Roundhill Investments | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 24, 2025 | May 24, 2001 |
MSFW vs VTI Performance
Roundhill MSFT WeeklyPay ETF (MSFW) is a ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MSFW returned -19.57% while VTI returned +22.43%. Year to date, MSFW is down 8.01% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
MSFW has been the more volatile fund, with annualized monthly volatility of 41.9% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.6% for MSFW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MSFW charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, MSFW currently yields 42.37% against 1.07% for VTI.
Holdings Overlap
MSFW and VTI share 1 holdings out of 2788 unique holdings combined, representing a 3.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MSFW | Weight in VTI | Difference |
|---|---|---|---|
| MSFT | 32.67% | 3.81% | 28.86% |
Frequently Asked Questions
Which is cheaper, MSFW or VTI?
MSFW has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
Which performed better, MSFW or VTI?
Over the past year MSFW returned -19.57% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), MSFW annualized -16.64% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, MSFW or VTI?
MSFW has been the more volatile fund at 41.9% annualized versus 15.4% for VTI. Worst drawdown: MSFW -45.6% vs VTI -56.6%.
Should I hold both MSFW and VTI?
MSFW and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MSFW and VTI?
MSFW and VTI share 1 common holdings with a 3.8% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, MSFW or VTI?
MSFW yields 42.37% while VTI yields 1.07%, so MSFW currently pays the higher dividend yield.
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