Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricMUDVTIWinner
Expense Ratio1.02%0.03%
AUM$53M$663.5B
Dividend Yield14.43%1.07%
Holdings83,543
YTD Return-77.74%+14.20%
1Y Return-93.09%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)67.7%15.3%
Max Drawdown-97.0%-56.6%
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryAlternativeEquity
InceptionOct 10, 2024May 24, 2001

MUD vs VTI Performance

Direxion Daily MU Bear 1X ETF (MUD) is a ETF from Direxion Shares ETF Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MUD returned -93.09% while VTI returned +24.16%. Year to date, MUD is down 77.74% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

MUD has been the more volatile fund, with annualized monthly volatility of 67.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -97.0% for MUD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MUD charges 1.02% per year while VTI charges 0.03%. On a $10,000 position that is $102 vs $3 annually, a gap of $99 per year that compounds over a long holding period. On income, MUD currently yields 14.43% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

MUD and VTI share 0 holdings out of 2787 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MUD or VTI?

MUD has an expense ratio of 1.02% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $99 per year of difference.

Which performed better, MUD or VTI?

Over the past year MUD returned -93.09% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), MUD annualized -80.47% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, MUD or VTI?

MUD has been the more volatile fund at 67.7% annualized versus 15.3% for VTI. Worst drawdown: MUD -97.0% vs VTI -56.6%.

Should I hold both MUD and VTI?

MUD and VTI have a monthly-return correlation of -0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MUD and VTI?

MUD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2787 unique securities.

Which pays a higher dividend, MUD or VTI?

MUD yields 14.43% while VTI yields 1.07%, so MUD currently pays the higher dividend yield.

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