MUD vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricMUDSPYWinner
Expense Ratio1.02%0.09%
AUM$53M$789.1B
Dividend Yield14.43%1.01%
Holdings8505
YTD Return-77.74%+13.79%
1Y Return-93.09%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)67.7%15.3%
Max Drawdown-97.0%-56.5%
Fund FamilyDirexion Shares ETF TrustState Street Investment Management
CategoryAlternativeEquity
InceptionOct 10, 2024Jan 22, 1993

MUD vs SPY Performance

Direxion Daily MU Bear 1X ETF (MUD) is a ETF from Direxion Shares ETF Trust and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year MUD returned -93.09% while SPY returned +23.66%. Year to date, MUD is down 77.74% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

MUD has been the more volatile fund, with annualized monthly volatility of 67.7% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -97.0% for MUD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MUD charges 1.02% per year while SPY charges 0.09%. On a $10,000 position that is $102 vs $9 annually, a gap of $93 per year that compounds over a long holding period. On income, MUD currently yields 14.43% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

MUD and SPY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MUD or SPY?

MUD has an expense ratio of 1.02% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

Which performed better, MUD or SPY?

Over the past year MUD returned -93.09% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), MUD annualized -80.47% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, MUD or SPY?

MUD has been the more volatile fund at 67.7% annualized versus 15.3% for SPY. Worst drawdown: MUD -97.0% vs SPY -56.5%.

Should I hold both MUD and SPY?

MUD and SPY have a monthly-return correlation of -0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MUD and SPY?

MUD and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, MUD or SPY?

MUD yields 14.43% while SPY yields 1.01%, so MUD currently pays the higher dividend yield.

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